5540 Elm Rd, Olivet, MI 49076 Property Records

Eaton County property record for 5540 Elm Rd, Olivet, MI 49076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 2021
Lot Size	39.3 acres (1,713,650 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2025)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14000840000101`

Property Details

APN / Parcel Number

Primary APN	`14000840000101`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Total Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	1,713,650 sqft (39.3 acres)
Garage Area	576 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5540 ELM RD
City	OLIVET
State	MI
Zip	49076-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM E 1/4 COR SEC 8; N89?13'07"W 1330.62 FT TO E LINE OF NW 1/4 OF SE 1/4 & POB; S0?18'55"E 1321.31 FT TO S LINE OF NW 1/4 OF
Legal Range	05W
Legal Township	01N
Legal Section	08
Jurisdiction	EATON MI
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2029
Census Tract	21100

Owner

5540 Elm Rd is owned and occupied by an individual who bought it in November 2025.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4683 THORNTON HWY, CHARLOTTE, MI 48813-9588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer MIDSTATE TITLE AGENCY LLC
Nov 24, 2025	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC
Jul 27, 2021	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Jan 17, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Deed Book / Page	3166 / 786
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	000330/335
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Nov 24, 2025
Property Address	5540 ELM RD, OLIVET, MI 49076-9685
Document Number	003166/784
Book / Page	3166 / 784
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 ELM RD, OLIVET, MI 49076-9685

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 24, 2025
Property Address	5540 ELM RD, OLIVET, MI 49076-9685
Document Number	003166/786
Book / Page	3166 / 786
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5540 ELM RD, OLIVET, MI 49076-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4683 THORNTON HWY, CHARLOTTE, MI 48813-9588

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	5540 ELM RD, OLIVET, MI 49076-9685
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10762 SHAMROCK DR, BELLEVUE, MI 49021-9650

Mortgage

Document Number	002943/666
Date	Jul 27, 2021
Book Page	2943/666

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	May 1, 2052

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jan 17, 2018
Property Address	5540 ELM RD, OLIVET, MI 49076-9685
Document Number	02717/1055
Book / Page	2717 / 1055
Instrument Date	Jan 10, 2018
Instrument	2717-1055
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4400 HYDON RD, OLIVET, MI 49076-9665

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Elm Rd was $5,240 with a homeowner's exemption, down 11.1% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Walton Township
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$374,563 (-) Land $161,364 Building $213,199
2025	$5,240.00 (-11.1%) Homeowner's exemption	$188,477	$374,563 Land $161,364 Building $213,199
2024	$5,894.00
2023		$154,087	$308,174
2022	$4,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5540 Elm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 Elm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

5540 Elm Rd, Olivet, MI 49076 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Elm Rd

Nearby Streets

Search Property Records by Address or Parcel Number