Coconino County property record for 5540 Eldorado, Flagstaff, AZ 86004
| Property Type | Rural Home |
|---|---|
| Details | 2.75 ba · 2,669 sqft · built 1998 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (May 2026) |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-32-024 |
| Primary APN | 301-32-024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.75 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,669 sqft Living Area |
| 1st Floor Area | 2,669 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Detached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Metal Porch |
| Porch Area | 36 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0031725 |
|---|---|
| Street Address | 5540 ELDORADO |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86004-5307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SIXTEENTH: SW QUARTER: NE SECTION: 04 TOWNSHIP: 22N RANGE: 08E SW4NW4SW4NE4 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1301 |
Source: Coconino County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage ONEAZ CREDIT UNION |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WALLICK & VOLK |
| Mar 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Apr 3, 2015 · Amount on Record |
| Deed Document Number | 20264039425 |
| Prior Transfer Date | Sep 27, 1995 |
| Prior Transfer Doc | 0000031452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0003940156 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 3940156 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | May 15, 2026 |
| Property Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0004039425 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20264039425 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | PIONEER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0004039426, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20264039426 |
| Name | ONEAZ CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0003851194 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5540 ELDORADO FLAGSTAFF AZ 860045307, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0003851194 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 3851194 |
| Name | WALLICK & VOLK |
|---|---|
| Address | CHEYENNE, WY 82001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 5540 ELDORADO, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0003811225 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | PIONEER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5540 ELDORADO FLAGSTAFF AZ 860045307, FLAGSTAFF, AZ 86004-5307 |
| Document Number | 0003811225 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 3811225 |
| Name | ONEAZ CU |
|---|---|
| Address | PHOENIX, AZ 85027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 26, 2043 |
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,032 (-6.3%) Land $21,520 Building $34,512 | ||
| 2025 | $2,653.00 (+3.92%) | $59,801 (-3.41%) | $598,011 (-3.41%) Land $182,368 Building $415,643 |
| 2024 | $2,553.00 (+5.1%) | $61,910 Land $18,237 Building $43,673 | |
| 2023 | $2,429.00 Homeowner's exemption | $619,095 Land $182,368 Building $436,727 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 32 (2010–2022) |
| Claims Outside the SFHA | 32 of 32 |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 80% of Arizona |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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