Monroe County property record for 5540 E Earl Young Rd, Bloomington, IN 47408
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,830 sqft · built 2022 |
| Lot Size | 46.6 acres (2,031,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jul 2018) |
| Tax Bill | $9,044 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-10380-01 |
| Primary APN | 003-10380-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,830 sqft Living Area |
| 1st Floor Area | 3,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 2,031,159 sqft (46.6 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 003-10380-01 |
|---|---|
| Street Address | 5540 E EARL YOUNG RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47408-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRR |
| Legal Description | P N1/2 N1/2 18-9-1E 46.629A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1404 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5536 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Construction Mortgage OWEN COUNTY STATE BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Oct 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OWEN COUNTY STATE BANK |
| Jul 13, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 20189367 |
| Prior Transfer Date | Sep 28, 2015 |
| Prior Transfer Doc | 2015013606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5540 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022000445 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022000445 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | 47480 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 6, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5540 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2019017872 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2019017872 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | JASPER, IN 47546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5540 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5536 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Document Number | 2022015080 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022015080 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5540 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022009334 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022009334 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IN 47460 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 13, 2018 |
| Property Address | 5540 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
| Document Number | 2018009367 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018009367 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5536 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9360 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Benton Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,044.00 (-2.5%) | $634,500 (-15.63%) Land $88,100 Building $546,400 | $634,500 (-15.63%) Land $88,100 Building $546,400 |
| 2024 | $9,276.00 (+950.51%) | ||
| 2023 | $752,000 (+1,069.52%) Land $222,500 Building $529,500 | $752,000 (+1,069.52%) Land $222,500 Building $529,500 | |
| 2022 | $883.00 | $64,300 Land $26,400 Building $37,900 | $64,300 Land $26,400 Building $37,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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