5540 E C Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 5540 E C Ave, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1989
Lot Size	7.7 acres (335,412 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Feb 2025)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-18-201-019`

Property Details

APN / Parcel Number

Primary APN	`03-18-201-019`

Interior

Full Baths	2 Baths
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Lot Area	335,412 sqft (7.7 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5540 E C AVE
City	RICHLAND
State	MI
Zip	49083-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 18-1-10 BEG IN N LI 1930.5 FT WLY OF NE COR TH S 0DEG32'42" W PAR E LI 825 FT TH S 88DEG21'27" E 247.5 FT TH S 0DEG32'42"
Legal Range	10
Legal Township	01
Legal Section	18
Jurisdiction	KALAMAZOO MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3002
Census Tract	2702

Owner

Source: Kalamazoo County records · APN 03-18-201-019

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5540 E C AVE, RICHLAND, MI 49083-9514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 13, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2025 · Amount on Record
Deed Sale	Feb 07, 2025 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	20252908
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5540 E C AVE, RICHLAND, MI 49083-9514
Transaction Type	Mortgage
Record Updated	Feb 03, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 E C AVE, RICHLAND, MI 49083-9514

Mortgage

Document Number	2026000254
Date	Jan 05, 2026
Instrument	2026-000254

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 13, 2021
Property Address	5540 E C AVE, RICHLAND, MI 49083-9514
Document Number	2021048994
Instrument Date	Nov 29, 2021
Instrument	2021-048994
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5540 E C AVE, 5540, RICHLAND, MI 49083-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 6TH ST, MARTIN, MI 49070-9750

Mortgage

Document Number	2021048995
Date	Dec 13, 2021
Instrument	2021-048995

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Richland Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,700 (+29.75%)	$359,400 (+29.75%)
2025	$1,485.00 (-43.3%) Homeowner's exemption
2023		$138,500	$277,000
2019	$2,619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 8, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E C Ave

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