Harrison County property record for 5540 Cole Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,308 sqft · built 1983 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $908 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1305-07-010.002 |
| Primary APN | 1305-07-010.002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,308 sqft Adjusted Area |
| 1st Floor Area | 1,252 sqft |
| 2nd Floor Area | 327 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 244 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 093488 |
|---|---|
| Street Address | 5540 COLE RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.2 AC(C) BEG 150 FT S & 535.3 FT E OF SW COR OF SEC 7-6-9 N 218.4 FT N SD DE E 160 FT M/L N 69 DG E 101.8 FT M/L S 50 DG E 3 |
| Legal Range | 09 |
| Legal Township | 06 |
| Legal Section | 07 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3405 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5540 COLE RD, BILOXI, MS 39532-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Apr 11, 2012 |
| Last Transfer Date | Jun 17, 2014 |
| Transfer Doc | 20144065DJ1 |
| Record Updated | Jun 8, 2026 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908.00 (+146.74%) Homeowner's exemption Disabled Person's exemption | $12,797 (+85.22%) | $127,965 (+85.22%) Land $45,540 Building $82,425 |
| 2024 | $368.00 (-1.08%) | ||
| 2023 | $372.00 (-1.33%) Homeowner's exemption Disabled Person's exemption | $6,909 | $69,087 Land $41,400 Building $27,687 |
| 2022 | $377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 93% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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