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5540 Cambridge St, Montclair, CA 91763 Property Records

San Bernardino County property record for 5540 Cambridge St, Montclair, CA 91763

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,913 sqft · built 1963
Lot Size0.166 acres (7,210 sqft)
Owner2 Company Names on Record
Tax Bill$1,115 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1008-592-25-0000

Property Details

APN / Parcel Number

Primary APN1008-592-25-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,913 sqft Living Area
Gross Area2,313 sqft
1st Floor Area1,913 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleModern
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area7,210 sqft (0.166 acres)
Lot Dimensions103 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPatio/Porch
Porch Area750 sqft
Patio Area750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5540 CAMBRIDGE ST
CityMONTCLAIR
StateCA
Zip91763-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4972 LOT 4
Legal Subdivision79M89
Legal Tract4972
Legal Block2
Legal Lot Number4
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2009
Census Tract205

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5540 CAMBRIDGE ST, MONTCLAIR, CA 91763-2527
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage · FHA Mortgage
LIBERTY HM EQUITY SOLUTIONS
Oct 26, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 5, 2025
Transfer Doc0000030309
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address5540 CAMBRIDGE ST, MONTCLAIR, CA 91763-2527
Document Number0000450174
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017
Title CompanyPREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5540 CAMBRIDGE ST MONTCLAIR CA 917632527, MONTCLAIR, CA 91763-2527

Mortgage

Document Number0000450174
DateOct 31, 2017
Instrument450174
Lender
NameLIBERTY HM EQUITY SOLUTIONS
TypeFunding / Finance Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.11%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address5540 CAMBRIDGE ST, MONTCLAIR, CA 91763-2527
Document Number0000450175
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyPREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5540 CAMBRIDGE ST MONTCLAIR CA 917632527, MONTCLAIR, CA 91763-2527

Mortgage

Document Number0000450175
DateOct 31, 2017
Instrument450175
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.11%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityMontclair City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$108,894 (+2%) Land $13,058 Building $95,836
2025$1,115.00 (+5.59%) Homeowner's exemption$106,759 (+4.04%) Land $12,802 Building $93,957
2023$1,056.00 (+1.44%) Homeowner's exemption$102,614 Land $12,305 Building $90,309
2022$1,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTE VISTA WD
serves 56,390 people · EPA ID CA3610029
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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