554 Winifred Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 554 Winifred Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Jun 2021)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-038231`

Property Details

APN / Parcel Number

Primary APN	`04-038231`
Alternative APNs	`4038231` `038231`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Slab
Porch Area	80 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038231
Street Address	554 WINIFRED RD
City	CUMBERLAND
State	MD
Zip	21502-6396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINIFRED RD PT LOT 4 BLK 4A 60X100 J & D ADDN
Legal Block	4A
Legal Lot Number	4
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1016
Census Tract	600

Owner

554 Winifred Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 WINIFRED RD, CUMBERLAND, MD 21502-6396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Book / Page	2677 / 378
Prior Transfer Date	Apr 27, 2015
Prior Transfer Doc	0021310156
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 29, 2021
Property Address	554 WINIFRED RD, CUMBERLAND, MD 21502-6396
Document Number	002677-0378
Book / Page	2677 / 378
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 CHARLLEY DR, REISTERSTOWN, MD 21136

Mortgage

Document Number	0002677384
Date	Jun 29, 2021
Instrument	2677/384

Lender

Name	FIRST MORTGAGE SERVICES GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 554 Winifred Rd was $1,336 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,200 Land $9,600 Building $153,600	$163,200 Land $9,600 Building $153,600
2025	$1,336.00 Homeowner's exemption
2023	$1,244.00	$133,800 Land $9,600 Building $124,200	$133,800 Land $9,600 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Winifred Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Winifred Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, T-Mobile.

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