554 Willard Rd, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 554 Willard Rd, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,420 sqft · built 1958
Lot Size	1.03 acres (45,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,141 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2024 Transfer + 1 more
APN	`405289 8.073-1-1.1`

Property Details

APN / Parcel Number

Primary APN	`405289 8.073-1-1.1`
Alternative APN	`528900807300010010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,420 sqft Living Area
1st Floor Area	1,568 sqft
Attic	Attic
Attic Area	257 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	45,300 sqft (1.03 acres)
Lot Dimensions	302 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	1,720 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	405289 8.073-1-1.1
Street Address	554 WILLARD RD
City	MASSENA
State	NY
Zip	13662-3480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	3
Census Block	3017
Census Tract	490400

Owner

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 COUGAR PT, MASSENA, NY 13662-3176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage KEY BANK NA
Sep 18, 2024	Intrafamily Transfer, Transfer
Apr 23, 2018	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 10, 2024
Transfer Doc	0000010381
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	554 WILLARD RD, MASSENA, NY 13662-3480
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 WILLARD RD, MASSENA, NY 13662-3480

Mortgage

Document Number	0000002076
Date	Feb 18, 2021
Instrument	R-2021-00002076

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2041

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 18, 2024
Property Address	554 WILLARD RD, MASSENA, NY 13662-3480
Document Number	0000010381
Instrument Date	Sep 10, 2024
Instrument	R-2024-00010381
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 WILLARD RD, MASSENA, NY 13662-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 COUGAR PT, MASSENA, NY 13662-3176

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	554 WILLARD RD, MASSENA, NY 13662-3480
Document Number	0000005038
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 WILLARD RD MASSENA NY 136623480, MASSENA, NY 13662-3480

Mortgage

Document Number	0000005038
Date	Apr 27, 2018
Instrument	5038

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,141.00 (+60.72%) Homeowner's exemption Senior Citizen's exemption
2025	$3,821.00 (+52.6%)	$265,000 (+180.72%) Land $31,300 Building $233,700	$265,000 (+68.43%) Land $31,300 Building $233,700
2024	$2,504.00 Homeowner's exemption Senior Citizen's exemption	$94,400 (-) Land $11,300 Building $83,100	$157,333 (+8.33%) Land $18,833 Building $138,500
2023		$94,400 Land $11,300 Building $83,100	$145,231 Land $17,385 Building $127,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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