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554 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 554 Washington St, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage2,184 sqft Living Area
Lot Size42,300 sqft (0.971 acres)
OccupancyOwner Occupied
Last Sale$1,001,000 (2023)
Tax Bill$9,210.00 (2025)

Property Details

APN / Parcel Number

Primary APNGLOU M:0111 B:0058 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,184 sqft Living Area
Gross Area4,018 sqft Gross Area
1st Floor1,092 sqft 1st Floor
Basement Area520 sqft Basement
Unfinished Basement520 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area42,300 sqft (0.971 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address554 WASHINGTON ST
CityGLOUCESTER
StateMA
Zip01930-1784
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block58
JurisdictionGLOUCESTER MA
Minor Civil DivisionGLOUCESTER
Census Blockgroup2
Census Block2032
Census Tract221100

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0111 B:0058 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
INSTITUTION FOR SAVINGS NEWBURYPORT
May 28, 2020Deed of Trust, Mortgage · Stand Alone Refinance
LEADER BANK NA
Jan 08, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
DAVID R GRACE
Jan 02, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
LEADER BANK NA
Sep 27, 2019Deed of Trust, Mortgage · Line of Credit
BANKGLOUCESTER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleJan 08, 2021 · Amount on Record
Deed Book / Page41613 / 26
Record RefreshedSep 20, 2026

June 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGLOUCESTER MA
Recording DateJun 14, 2023
Property Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784
Document Number0041613-26
Book / Page41613 / 26
Instrument DateJun 14, 2023
Instrument20230614003260
Transaction TypeTransfer
Record UpdatedJul 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784

Mortgage

Document Number230614003270
DateJun 14, 2023
Instrument230614003270
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38556-452
DateMay 28, 2020
Book Page38556/452
Instrument20200528002280
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

January 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGLOUCESTER MA
Recording DateJan 08, 2021
Property Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784
Document Number39391-70
Book / Page39391 / 70
Instrument DateDec 30, 2020
Instrument20210108004420
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784

Mortgage

Document Number210108004430
DateJan 08, 2021
Instrument210108004430
Lender
NameDAVID R GRACE
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

January 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGLOUCESTER MA
Recording DateJan 02, 2020
Property Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784
Document Number38168-136
Book / Page38168 / 136
Instrument DateDec 23, 2019
Instrument20200102003160
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784

Mortgage

Document Number200102003170
DateJan 02, 2020
Instrument200102003170
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address554 WASHINGTON ST, GLOUCESTER, MA 01930-1784
Document Number37898-509
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 WASHINGTON ST GLOUCESTER MA 019301784, GLOUCESTER, MA 01930-1784

Mortgage

Document Number37898-509
DateOct 02, 2019
Book Page037898/000509
Instrument1002001190
Lender
NameBANKGLOUCESTER
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,210.00 (+2%)$947,500 (+2.1%) Land $411,300 Building $536,200
2024$9,029.00 (+6.26%)$928,000 (+15.65%) Land $391,800 Building $536,200$1,069,225
2023$8,497.00$802,400 Land $334,000 Building $468,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation13.0 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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