Centre County property record for 554 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1895 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,500 (Dec 2021) |
| Tax Bill | $1,214 (2026) |
| Deeds & Mortgages | Feb 2020 Second Mortgage Nov 2017 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-005-,046-,0000 |
| Primary APN | 08-005-,046-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Other |
| Lot Area | 24,829 sqft (0.57 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 554 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TITAN FCU |
| Nov 29, 2017 | Deed of Trust, Mortgage · Line of Credit TITAN FCU |
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit KISH BANK |
| Dec 31, 2008 | Deed of Trust, Mortgage COUNTRYWIDE BANK FSB |
| Jul 8, 2009 | Deed of Trust, Mortgage · Line of Credit PSECU |
| May 13, 2015 | Deed of Trust, Mortgage TITAN FCU |
| Aug 5, 2016 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RELIANCE SAVINGS BANK |
| Oct 1, 2012 | Deed of Trust, Mortgage TITAN FCU |
| Dec 28, 2021 | Deed, Transfer · Conventional Mortgage JERSEY SHORE STATE BANK |
| Nov 15, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Dec 16, 2004 · Amount on Record |
| Deed Book / Page | 2285 / 856 |
| Prior Transfer Date | Aug 18, 2017 |
| Prior Transfer Doc | 02208/0095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002246/816 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 2246/816 |
| Name | TITAN FCU |
|---|---|
| Type | Credit Union |
| Address | BELLEFONTE, PA 16823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 0 Months |
| Due | Feb 28, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02208/0674 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 2208/0674 |
| Instrument | 2208-0674 |
| Name | TITAN FCU |
|---|---|
| Type | Credit Union |
| Address | 19823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 21, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002337/338 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 2337/338 |
| Name | KISH BANK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, PA 17004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 02025/0699 |
|---|---|
| Date | Dec 31, 2008 |
| Book Page | 2025/0699 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 02038/0962 |
|---|---|
| Date | Jul 8, 2009 |
| Book Page | 2038/0962 |
| Name | PSECU |
|---|---|
| Type | Non-Lending Institution |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2019 |
| Rate | 6.74% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02161/0693 |
|---|---|
| Date | May 13, 2015 |
| Book Page | 2161/0693 |
| Name | TITAN FCU |
|---|---|
| Type | Credit Union |
| Address | BELLEFONTE, PA 16823 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 4, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02184/0935 |
|---|---|
| Date | Aug 5, 2016 |
| Book Page | 2184/0935 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Aug 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02110/0547 |
|---|---|
| Date | Oct 1, 2012 |
| Book Page | 2110/0547 |
| Name | TITAN FCU |
|---|---|
| Address | BELLEFONTE, PA 16823 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Sep 5, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Dec 28, 2021 |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Document Number | 002285/856 |
| Book / Page | 2285 / 856 |
| Instrument Date | Dec 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | EPIC SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $895.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Document Number | 0002285857 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2285/857 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Number | 002285/859 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 2285/859 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Nov 15, 2017 |
| Property Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
| Document Number | 02208/0095 |
| Book / Page | 2208 / 0095 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2208-0095 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 554 WALNUT ST, HOWARD, PA 16841-3503 |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Howard Township |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,214.00 (+1.93%) | $16,585 (-) Land $5,000 Building $11,585 | |
| 2025 | $33,170 (-) Land $10,000 Building $23,170 | ||
| 2024 | $1,191.00 | $16,585 Land $5,000 Building $11,585 | |
| 1994 | $33,170 Land $10,000 Building $23,170 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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