554 W Locust St, Dubuque, IA 52001 Property Records

Dubuque County property record for 554 W Locust St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,560 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$119,500 (Dec 2023)
Tax Bill$1,688 (2024)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-24-159-011

Property Details

APN / Parcel Number

Primary APN10-24-159-011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area780 sqft
Upper Floors Area780 sqft
Attic Area780 sqft
Basement Area780 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address554 W LOCUST ST
CityDUBUQUE
StateIA
Zip52001-4563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 9 & W 10' OF LOT 8 QUIGLEYS SUB OF 710
Legal SubdivisionLINCOLN
Legal Lot Number8,9
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2008
Census Tract600

Owner

554 W Locust St is owned and occupied by an individual who bought it in December 2023.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordIndividual Name on File
Mailing Address554 W LOCUST ST, DUBUQUE, IA 52001-4563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on File
Deed SaleDec 28, 2023 · Amount on File
Prior SaleJun 17, 2008 · Amount on File
Deed Document Number2023-00012191
Record UpdatedJun 7, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateDec 28, 2023
Property Address554 W LOCUST ST, DUBUQUE, IA 52001-4563
Document Number0000012191
Instrument DateDec 28, 2023
Instrument2023-00012191
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.40
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 W LOCUST ST, DUBUQUE, IA 52001-4563

Mortgage

Document Number0000012192
DateDec 28, 2023
Instrument2023-00012192
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$135,500 Land $17,500 Building $118,000$135,500 Land $17,500 Building $118,000
2024$1,688.00
2023$92,900 (+19.84%) Land $16,500 Building $76,400$92,900 Land $16,500 Building $76,400
2022$1,184.00 Homeowner's exemption$77,520 Land $16,540 Building $60,980
2021$77,520 Land $16,540 Building $60,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 W Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 554 W Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: Comelec Internet Services, Nextlink.

Nearby Properties on W Locust St

Nearby Streets

Search Property Records by Address or Parcel Number