554 W Desert Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 554 W Desert Ave, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,976 sqft · built 1997
Lot Size0.175 acres (7,636 sqft)
OwnerIndividual Name on File
Last Sale$294,500 (Jul 2017)
Tax Bill$1,771 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2019 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN310-05-835

Property Details

APN / Parcel Number

Primary APN310-05-835

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,636 sqft (0.175 acres)
Parking Spaces2 Parking Spaces
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address554 W DESERT AVE
CityGILBERT
StateAZ
Zip85233-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionARROWPOINT MCR 416-11
Legal Range05E
Legal Township01S
Legal Section01
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionARROWPOINT
Legal Lot Number90
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3008
Census Tract422308

Owner

Source: Maricopa County records · APN 310-05-835

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address554 W DESERT AVE, GILBERT, AZ 85233-2023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CU
Feb 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 27, 2019Deed of Trust, Mortgage · Line of Credit
TRUWEST CU
Jul 13, 2017Warranty Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Prior SaleJul 28, 2009
Deed Document Number20170511635
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address554 W DESERT AVE, GILBERT, AZ 85233-2023
Transaction TypeMortgage
Record UpdatedMar 05, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 W DESERT AVE, GILBERT, AZ 85233-2023

Mortgage

Document Number0000681276
DateAug 31, 2022
Instrument20220681276
Lender
NameFIRST CU
TypeCredit Union
AddressCHANDLER, AZ 85225
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address554 W DESERT AVE, GILBERT, AZ 85233-2023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 W DESERT AVE, GILBERT, AZ 85233-2023

Mortgage

Document Number0000105346
DateFeb 15, 2019
Instrument20190105346
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address554 W DESERT AVE, GILBERT, AZ 85233-2023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000761446
DateAug 19, 2020
Instrument20200761446
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address554 W DESERT AVE, GILBERT, AZ 85233-2023
Document Number0000228654
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 05, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 W DESERT AVE GILBERT AZ 852332023, GILBERT, AZ 85233-2023

Mortgage

Document Number0000228654
DateApr 02, 2019
Instrument228654
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85281
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 13, 2017
Property Address554 W DESERT AVE, GILBERT, AZ 85233-2023
Document Number0000511635
Instrument DateJul 11, 2017
Instrument511635
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyDRIGGS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 W DESERT AVE GILBERT AZ 852332023, GILBERT, AZ 85233-2023

Mortgage

Document Number511636
DateJul 13, 2017
Instrument511636
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$43,730 (-5.88%)$437,300 (-5.88%) Land $87,400 Building $349,900
2025$1,771.00 (-5.29%)
2024$46,460$464,600 Land $92,900 Building $371,700
2023$1,870.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 400
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 594 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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