San Joaquin County property record for 554 W Conejo Ave, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,183 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,295,000 (May 2021) |
| Tax Bill | $21,563 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-290-150-000 |
| Primary APN | 254-290-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,183 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 254-290-15 |
|---|---|
| Street Address | 554 W CONEJO AVE |
| City | TRACY |
| State | CA |
| Zip | 95391-1090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | 05 FM PT OF 209-050-08 PER RM39-041 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD E |
| Legal Block | 2 |
| Legal Lot Number | 79 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 5222 |
554 W Conejo Ave is owned and occupied by two individuals who bought it in May 2021.
Source: San Joaquin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 W CONEJO AVE, TRACY, CA 95391-1090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 18, 2021 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 27, 2018 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jun 2, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on File |
| Deed Sale | May 18, 2021 · Amount on File |
| Prior Sale | Jun 27, 2006 · Amount on File |
| Deed Document Number | 202186777 |
| Prior Transfer Date | Jan 16, 2006 |
| Prior Transfer Doc | 0000014293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 554 W CONEJO AVE, MOUNTAIN HOUSE, CA 95391-1090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 554 W CONEJO AVE, TRACY, CA 95391-1090 |
| Document Number | 0000116117 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020-116117 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 18, 2021 |
| Property Address | 554 W CONEJO AVE, MOUNTAIN HOUSE, CA 95391-1090 |
| Document Number | 0000086777 |
| Map Reference | MB 39 PG 41 |
| Instrument Date | May 8, 2021 |
| Instrument | 2021-086777 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 554 W CONEJO AVE, MOUNTAIN HOUSE, CA 95391-1090 |
| Document Number | 0000086778 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-086778 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 554 W CONEJO AVE, MOUNTAIN HOUSE, CA 95391-1090 |
| Document Number | 0000016760 |
| Instrument Date | Jan 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 554 W CONEJO AVE TRACY CA 953911090, TRACY, CA 95391-1090 |
| Document Number | 0000016760 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 16760 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 554 W CONEJO AVE, MOUNTAIN HOUSE, CA 95391-1090 |
| Document Number | 0000064465 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 554 W CONEJO AVE TRACY CA 953911090, TRACY, CA 95391-1090 |
| Document Number | 0000064465 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 64465 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
| Rate | 2.62% |
|---|
The 2026 property tax bill for 554 W Conejo Ave was $21,563, up 9.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,563.00 (+9.81%) | ||
| 2025 | $19,637.00 | $1,401,748 Land $416,736 Building $985,012 | |
| 2023 | $18,787.00 (+2.01%) | $1,347,318 Land $400,554 Building $946,764 | $1,217,880 |
| 2022 | $18,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 W Conejo Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 554 W Conejo Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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