554 W 97th St, Chicago, IL 60628 Property Records

Cook County property record for 554 W 97th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1960
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Tax Bill	$2,048 (2023)
Flood Zone	Zone X (minimal risk)
APN	`25-09-112-081`

Property Details

APN / Parcel Number

Primary APN	`25-09-112-081`
Alternative APN	`25-09-112-081-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	554 W 97TH ST
City	CHICAGO
State	IL
Zip	60628-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SUBDIVISION) OF BLK14 IN ODELLS ADD TO ELUCID PARK S UB EH NW SEC 09-37-14
Legal Range	14E
Legal Township	37N
Legal Section	09
Legal Subdivision	ODELLS ADD
Legal Block	14
Legal Lot Number	28,29
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4033
Census Tract	730500

Owner

Source: Cook County records · APN 25-09-112-081

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 W 97TH ST, CHICAGO, IL 60628-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,001 (-7.68%) Land $3,563 Building $8,438	$120,010 (-7.68%) Land $35,630 Building $84,380
2023	$2,048.00 (+3.64%)
2022	$1,976.00 (+1.39%) Homeowner's exemption	$12,999 (-) Land $2,812 Building $10,187	$129,990 (-) Land $28,120 Building $101,870
2021	$1,949.00 Homeowner's exemption	$12,999 Land $2,812 Building $10,187	$129,990 Land $28,120 Building $101,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170317305004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2000–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 1,019 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CHICAGO serves 2,721,308 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.