554 W 7th St, Peru, IN 46970 Property Records

Miami County property record for 554 W 7th St, Peru, IN 46970

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,432 sqft · built 1955
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$117,160 (Jul 2026)
Tax Bill$5,593 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2006 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN021-16860-00

Property Details

APN / Parcel Number

Primary APN021-16860-00
Alternative APNs
  • 52-08-28-307-015.000-016
  • 01904683103

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,432 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number01904683103
Street Address554 W 7TH ST
CityPERU
StateIN
Zip46970-1880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description021-16860-00 BROWNELL AD LOT 364 41 168 60000
Legal SubdivisionBROWNELLS ADDITION
Legal Lot Number364
JurisdictionMIAMI IN
Township / Civil DivisionPERU
Census Block Group3
Census Block3012
Census Tract952300

Owner

554 W 7th St is owned and occupied by an individual who bought it in July 2026.

Source: Miami County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address554 W 7TH ST, PERU, IN 46970-1880
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK
Jul 21, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GMAC MORTGAGE CORP
May 4, 2026Warranty Deed, Transfer
FIRST AMERICAN TITLE
Nov 17, 2014Warranty Deed, Transfer
Nov 17, 2014Special Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC
Mar 18, 2014Warranty Deed, Foreclosure
Dec 27, 2013Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2026 · Amount on File
Deed SaleJul 30, 2026 · Amount on File
Prior SaleMay 4, 2026
Deed Document Number2026522897
Prior Transfer DateDec 17, 2013
Prior Transfer Doc20130525670
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateJul 30, 2026
Property Address554 W 7TH ST, PERU, IN 46970-1880
Document Number0000522897
Instrument DateJul 27, 2026
Instrument2026522897
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 W 7TH ST, PERU, IN 46970-1880

Mortgage

Document Number0000522898,
DateJul 30, 2026
Instrument2026522898
Lender
NameFIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 27, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address554 W 7TH ST, PERU, IN 46970-1880
Transaction TypeMortgage
Record UpdatedJun 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20060523508
DateJul 21, 2006
Instrument20060523508
Lender
NameGMAC MORTGAGE CORP
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term179 Months
DueJun 26, 2021

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateMay 4, 2026
Property Address554 W 7TH ST, PERU, IN 46970-1880
Document Number0000521644
Instrument DateApr 30, 2026
Instrument2026521644
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9158 N 100 E, DENVER, IN 46926-9147

November 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateNov 17, 2014
Property Address554 W 7TH ST, PERU, IN 46970-1880
Document Number20140524473
Map ReferenceMB 3 PG 150
Instrument DateOct 10, 2014
Instrument20140524473
Transaction TypeTransfer
Record UpdatedJun 5, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1563, PERU, IN 46970-4563

November 2014: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMIAMI IN
Recording DateNov 17, 2014
Property Address554 W 7TH ST, PERU, IN 46970-1880
Document Number20140524472
Instrument DateOct 6, 2014
Instrument20140524472
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2450 W LINCOLN HWY, MERRILLVILLE, IN 46410-5245
InvestorPossibly a Property Investor

March 2014: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionMIAMI IN
Recording DateMar 18, 2014
Property Address554 W 7TH ST, PERU, IN 46970-1880
Document Number20140520990
Instrument DateDec 26, 2013
Instrument20140520990
Transaction TypeForeclosure
Record UpdatedJun 5, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 WILL ROGERS PKWY STE 300, 300, OKLAHOMA CITY, OK 73108-1870
Mail Care OfMICHAELSON CONNOR & BOUL
InvestorPossibly a Property Investor

December 2013: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMIAMI IN
Recording DateDec 27, 2013
Property Address554 W 7TH ST, PERU, IN 46970-1880
Document Number20130525670
Instrument DateDec 17, 2013
Instrument20130525670
Transaction TypeForeclosure
Record UpdatedJun 5, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

The 2025 property tax bill for 554 W 7th St was $5,593 with a homeowner's exemption, up 4.6% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPeru Township
MunicipalityPeru City
Unified School DistrictPeru Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,593.00 (+4.62%) Homeowner's exemption$84,900 (+19.07%) Land $6,600 Building $78,300$84,900 (+19.07%) Land $6,600 Building $78,300
2024$5,346.00 (+714.94%) Homeowner's exemption$71,300 (-1.11%) Land $6,600 Building $64,700$71,300 (-1.11%) Land $6,600 Building $64,700
2023$656.00 (-31.88%)$72,100 (+28.29%) Land $6,600 Building $65,500$72,100 (+28.29%) Land $6,600 Building $65,500
2022$963.00$56,200 Land $6,600 Building $49,600$56,200 Land $6,600 Building $49,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 554 W 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 554 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU WATER DEPARTMENT
serves 11,417 people · EPA ID IN5252016
Water SourceGroundwater
Last State InspectionJun 2025
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skyewaves
Fixed Wireless
100 / 100

May also be available: Good Connections, Metronet.

Nearby Properties on W 7th St

Nearby Streets

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