554 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 554 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Apartments (5+ Units)
Details	1,904 sqft · built 1900
Lot Size	0.194 acres (8,428 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2017)
Tax Bill	$14,416 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01711-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`13-01711-0000-00024`
Alternative APN	`130171100024`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	8,428 sqft (0.194 acres)
Lot Dimensions	172 ft deep x 49 ft wide

Location & Zoning

Old Parcel Number	130171100024
Street Address	554 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1805
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	NC
Legal Description	49X172 IRR
Legal Block	1711
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3004
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 PARK ST, MONTCLAIR, NJ 07042-3439
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	201775617
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 25, 2017
Property Address	554 VALLEY RD, MONTCLAIR, NJ 07043-1805
Document Number	0000075617
Instrument Date	Aug 7, 2017
Instrument	75617
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 PARK ST MONTCLAIR NJ 070423439, MONTCLAIR, NJ 07042-3439

Mortgage

Document Number	75618
Date	Aug 25, 2017
Instrument	75618

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,000 (-) Land $361,200 Building $48,800	$410,000 (-) Land $361,200 Building $48,800
2025	$14,416.00 (+3.33%)	$410,000 (-) Land $361,200 Building $48,800	$410,000 (-) Land $361,200 Building $48,800
2024	$13,952.00 (+3.5%)
2023		$410,000 Land $361,200 Building $48,800	$410,000 Land $361,200 Building $48,800
2022	$13,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20