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554 Truman Dr, Oswego, IL 60543 Property Records

Kendall County property record for 554 Truman Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,002 sqft · built 2004
Lot Size0.245 acres (10,654 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Jun 2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-18-145-006

Property Details

APN / Parcel Number

Primary APN03-18-145-006

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,002 sqft Living Area
Gross Area3,512 sqft
1st Floor Area2,002 sqft
Basement Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area10,654 sqft (0.245 acres)
Lot Dimensions162 ft deep x 65 ft wide
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address554 TRUMAN DR
CityOSWEGO
StateIL
Zip60543-7422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 HOMETOWN OF OSWEGO UNIT 3 VILLAGE OF OSWEGO
Legal SubdivisionHOMETOWN OF OSWEGO
Legal Lot Number13
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2005
Census Tract890301

Owner

554 Truman Dr is owned by an individual who bought it in June 2025.

Source: Kendall County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4914 GINGER BLUFF TRL, KATY, TX 77494-3499
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2025 · Amount on File
Deed SaleJun 24, 2025 · Amount on File
Prior SaleAug 10, 2021 · Amount on File
Deed Document Number20257686
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 10, 2021
Property Address554 TRUMAN DR, OSWEGO, IL 60543-7422
Document Number0000021115
Map ReferenceDOC 200200033240
Instrument DateJul 14, 2021
Instrument202100021115
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 TRUMAN DR, OSWEGO, IL 60543-7422

Mortgage

Document Number0000021116
DateAug 10, 2021
Instrument202100021116
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$122,296 Land $24,302 Building $97,994$366,888 Land $72,906 Building $293,982
2022$92,794 Land $18,439 Building $74,355$278,382 Land $55,317 Building $223,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 554 Truman Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Truman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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