554 Toby Hill Rd, Westbrook, CT 06498 Property Records

Westbrook Town property record for 554 Toby Hill Rd, Westbrook, CT 06498 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,672 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2016)
Tax Bill	$7,231 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WBRO M:137 L:007`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:137 L:007`
Alternative APN	`F0118600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	5,704 sqft
1st Floor Area	1,736 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	F0118600
Street Address	554 TOBY HILL RD
City	WESTBROOK
State	CT
Zip	06498-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	7
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2008
Census Tract	680101

Owner

Source: Westbrook Town records · APN WBRO M:137 L:007

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	554 TOBY HILL RD, WESTBROOK, CT 06498-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Feb 05, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SCIENT FEDERAL CREDIT UNION
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INTERFIRST MORTGAGE COMPANY
Jul 13, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2016 · Amount on Record
Deed Sale	Oct 06, 2016 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Book / Page	342 / 406
Last Transfer Date	Jun 09, 2020
Transfer Doc	361-69
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Recording Date	Jul 16, 2026
Property Address	554 TOBY HILL RD, WESTBROOK, CT 06498-3524
Document Number	0392000534
Book / Page	392 / 534
Instrument Date	Jul 07, 2026
Transaction Type	Mortgage
Record Updated	Aug 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 TOBY HILL RD, WESTBROOK, CT 06498-3524

Mortgage

Document Number	0392000534,
Date	Jul 16, 2026
Book Page	392/534

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate	6.52%
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	554 TOBY HILL RD, WESTBROOK, CT 06498-3524
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000385-662
Date	Feb 05, 2025
Book Page	385/662

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2035

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	554 TOBY HILL RD, WESTBROOK, CT 06498-3524
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000373-52
Date	Feb 11, 2022
Book Page	373/52

Lender

Name	INTERFIRST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBROOK CT
Recording Date	Jul 13, 2020
Property Address	554 TOBY HILL RD, WESTBROOK, CT 06498-3524
Document Number	361-69
Book / Page	000361 / 000069
Instrument Date	Jun 09, 2020
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 TOBY HILL RD WESTBROOK CT 064983524, WESTBROOK, CT 06498-3524

Tax Assessment & Valuation

Source: Westbrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,231.00	$321,360 (-) Land $131,260 Building $190,100	$224,952 Land $91,882 Building $133,070
2024	$7,231.00 (+5.55%)
2023	$6,851.00 (+2.7%)	$321,360 (-) Land $131,260 Building $190,100
2022	$6,671.00	$321,360 Land $131,260 Building $190,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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