554 Thomas Stone Ct, Orange Park, FL 32073 Property Records

Clay County property record for 554 Thomas Stone Ct, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 1983
Lot Size	0.329 acres (14,374 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Feb 2002)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020304-318-66`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020304-318-66`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Heated Area
Gross Area	3,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.329 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	120 sqft

Exterior Amenities

Porch	Porch
Porch Area	640 sqft
Patio Area	300 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	554 THOMAS STONE CT
City	ORANGE PARK
State	FL
Zip	32073-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 10 BLK 4 HERITAGE HILLS UNIT 4 AS REC O R 2017 PG 1470 &3560 PG 1432
Legal Range	25
Legal Township	04
Legal Section	13
Legal Subdivision	HERITAGE HILLS
Legal Block	4
Legal Lot Number	10
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3008
Census Tract	30904

Owner

Source: Clay County assessment roll, APN 13-04-25-020304-318-66, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 THOMAS STONE CT, ORANGE PARK, FL 32073-8564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2002 · Amount on Record
Deed Sale	Feb 04, 2002 · Amount on Record
Prior Sale	Feb 04, 2002 · Amount on Record
Deed Document Number	0020171470
Last Transfer Date	Jul 29, 2013
Transfer Doc	0035601432
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	554 THOMAS STONE CT, ORANGE PARK, FL 32073-8564
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039992051
Date	Aug 04, 2017
Book Page	3999/2051
Instrument	2017039852

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 03, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (-14.47%) Homeowner's exemption	$125,824 (+5.99%)	$267,087 (+0.38%) Land $45,000 Building $222,087
2023	$1,527.00 (+12.03%) Homeowner's exemption	$118,717 (+3%)	$266,080 (+11.12%) Land $45,000 Building $221,080
2022	$1,363.00 Homeowner's exemption	$115,260	$239,458 Land $35,000 Building $204,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190309043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2007–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 221 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2100741, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORANGE PARK GRID private · serves 127,904 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.