Black Hawk County property record for 554 Sunset Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1934 |
| Square Footage | 2,227 sqft Living Area |
| Lot Size | 15,400 sqft (0.354 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,000 (2021) |
| Tax Bill | $5,480.00 (2025) |
| Primary APN | 8913-34-176-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,227 sqft Living Area |
| 1st Floor | 1,310 sqft 1st Floor |
| Basement Area | 1,310 sqft Basement |
| Finished Basement | 300 sqft Finished |
| Unfinished Basement | 1,310 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 15,400 sqft (0.354 acres) |
| Depth X Width | 154 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 572 sqft Garage |
| Patio Area | 531 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 554 SUNSET RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3930 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PROSPECT HILLS ADDITION LOT 182 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT HILLS ADDITION |
| Legal Lot Number | 182 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 4 |
| Census Block | 4024 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-34-176-016
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 SUNSET RD, WATERLOO, IA 50701-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU |
| Jun 07, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance BANK IOWA |
| Jun 04, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) BANK IOWA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Jun 04, 2019 · Amount on Record |
| Deed Doc Number | 2021202200003171 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 11, 2021 |
| Property Address | 554 SUNSET RD, WATERLOO, IA 50701-3930 |
| Document Number | 202200003171 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 202200003171 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 SUNSET RD, WATERLOO, IA 50701-3930 |
| Document Number | 202200003172 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 202200003172 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 554 SUNSET RD, WATERLOO, IA 50701-3930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900018497 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 201900018497 |
| Name | BANK IOWA |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 04, 2019 |
| Property Address | 554 SUNSET RD, WATERLOO, IA 50701-3930 |
| Document Number | 201900018239 |
| Instrument Date | May 29, 2019 |
| Instrument | 201900018239 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 SUNSET RD, WATERLOO, IA 50701-3930 |
| Document Number | 201900018240 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 201900018240 |
| Name | BANK IOWA |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 01, 2026 |
| Index | Other |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 Homeowner's exemption | $271,450 (+3.3%) Land $41,200 Building $230,250 | $271,450 (+3.3%) Land $41,200 Building $230,250 |
| 2024 | $5,480.00 (+18.77%) | ||
| 2023 | $262,790 (+20.03%) Land $41,200 Building $221,590 | $262,790 (+20.03%) Land $41,200 Building $221,590 | |
| 2022 | $4,614.00 Homeowner's exemption | $218,930 Land $41,200 Building $177,730 | |
| 2021 | $218,930 Land $41,200 Building $177,730 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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