St. Louis County property record for 554 Summit Ave, Saint Louis, MO 63119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,498 sqft · built 2018 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $544,700 (Nov 2018) |
| Tax Bill | $8,569 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22K-34-1251 |
| Primary APN | 22K-34-1251 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 1,018 sqft |
| Basement Area | 60 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Balcony Area | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 554 SUMMIT AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63119-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 64A4 |
| Legal Description | TUXEDO-PARK LOT PTS 1 & 2 NORTH 1/2 OF LOTS |
| Legal Subdivision | TUXEDO-PARK |
| Legal Block | 20 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 219100 |
Source: St. Louis County records · APN 22K-34-1251
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 15, 2019 | Deed of Trust, Mortgage FLAT BR MTG |
| Nov 14, 2018 | Warranty Deed, Transfer FLAT BR MTG |
| Feb 05, 2018 | Warranty Deed, Transfer · Line of Credit BUSINESS BK/ST LOUIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on Record |
| Deed Sale | Nov 14, 2018 · Amount on Record |
| Prior Sale | Feb 05, 2018 · Amount on Record |
| Deed Document Number | 2018196 |
| Deed Book / Page | 23280 / 1234 |
| Prior Transfer Date | Sep 25, 2012 |
| Prior Transfer Doc | 0201832033 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Document Number | 0252362094 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 25236/2094 |
| Instrument | 2021111900469 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | NETCO |
| Name | Verified Name |
|---|---|
| Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Document Number | 0244121250 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 24412/1250 |
| Instrument | 2020110400165 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Document Number | 0236122251 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 SUMMIT AVE ST LOUIS MO 631191964, ST LOUIS, MO 63119-1964 |
| Document Number | 0236122251 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 023612/002251 |
| Instrument | 422 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 14, 2018 |
| Property Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Document Number | 0232801234 |
| Book / Page | 023280 / 001234 |
| Instrument Date | Nov 09, 2018 |
| Instrument | 196 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 SUMMIT AVE ST LOUIS MO 631191964, ST LOUIS, MO 63119-1964 |
| Document Number | 232801237 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 023280/001237 |
| Instrument | 197 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Document Number | 232803911, |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 023280/003911 |
| Instrument | 778 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O'FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 13, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 05, 2018 |
| Property Address | 554 SUMMIT AVE, SAINT LOUIS, MO 63119-1964 |
| Document Number | 0228860004 |
| Book / Page | 022886 / 000004 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 32 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10411 CLAYTON RD #304 ST LOUIS MO 631312913, 304, ST LOUIS, MO 63131-2913 |
| Document Number | 228860007 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 022886/000007 |
| Instrument | 33 |
| Name | BUSINESS BK/ST LOUIS |
|---|---|
| Type | Bank |
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Webster Groves City |
| Unified School District | Webster Groves School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,820 (+7.47%) Land $42,470 Building $90,350 | $699,000 (+7.46%) Land $223,500 Building $475,500 | |
| 2024 | $8,569.00 (+0.49%) | ||
| 2023 | $8,527.00 (+4.01%) | $123,590 (+11.33%) Land $30,890 Building $92,700 | $650,500 (+11.33%) Land $162,600 Building $487,900 |
| 2022 | $8,198.00 | $111,010 Land $30,890 Building $80,120 | |
| 2021 | $584,300 Land $162,600 Building $421,700 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 583 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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