554 Stuart Cir, Norfolk, VA 23502 Property Records

Norfolk City property record for 554 Stuart Cir, Norfolk, VA 23502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,667 sqft · built 1986
Lot Size	0.131 acres (5,685 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2025)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 2 more
APN	`05195554`

Property Details

APN / Parcel Number

Primary APN	`05195554`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,667 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,685 sqft (0.131 acres)
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	554 STUART CIR
City	NORFOLK
State	VA
Zip	23502-4455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	29 WAVERLY
Legal Subdivision	WEAVERLY SD
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2009
Census Tract	7002

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 STUART CIR, NORFOLK, VA 23502-4455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Jan 8, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Jul 8, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 9, 2018	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	202512151
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	554 STUART CIR, NORFOLK, VA 23502-4455
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005496
Date	Feb 23, 2021
Instrument	210005496

Lender

Name	TJC MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	554 STUART CIR, NORFOLK, VA 23502-4455
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	BOSTON TITLE AGENCY LLC, BOSTON NTL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000296
Date	Jan 8, 2020
Instrument	200000296

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 8, 2025
Property Address	554 STUART CIR, NORFOLK, VA 23502-4455
Document Number	0250012151
Map Reference	MB 42 PG 4
Instrument Date	Jun 11, 2025
Instrument	250012151
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 STUART CIR, NORFOLK, VA 23502-4455

Mortgage

Document Number	0250012152
Date	Jul 8, 2025
Instrument	250012152

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jan 9, 2018
Property Address	554 STUART CIR, NORFOLK, VA 23502-4455
Document Number	0180000330
Instrument Date	Jan 2, 2018
Instrument	180000330
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 STUART CIR, NORFOLK, VA 23502-4455

Mortgage

Document Number	0180000331
Date	Jan 9, 2018
Instrument	180000331

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 (+10.15%)	$320,600 (+8.42%) Land $29,500 Building $291,100	$320,600 (+8.42%) Land $29,500 Building $291,100
2023	$3,696.00	$295,700 Land $27,000 Building $268,700	$295,700 Land $27,000 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 142 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	50 (1980–2019)
Claims Outside the SFHA	20 of 50
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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