554 Spruce St, Lancaster, PA 17603 Property Records

Lancaster County property record for 554 Spruce St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,784 sqft · built 1910
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Mar 2022)
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`339-44876-0-0000`

Property Details

APN / Parcel Number

Primary APN	`339-44876-0-0000`
Alternative APN	`33912J16D6 3`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	640 sqft
Upper Floors Area	1,144 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Porch	Slab
Porch Area	96 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	554 SPRUCE ST
City	LANCASTER
State	PA
Zip	17603-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2008
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 SPRUCE ST, LANCASTER, PA 17603-3353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Sep 19, 2019	Grant Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS
May 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 1, 2017	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	20226668518
Prior Transfer Date	Feb 5, 2009
Prior Transfer Doc	0005759494
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Mar 9, 2022
Property Address	554 SPRUCE ST, LANCASTER, PA 17603-3353
Document Number	0006668518
Instrument Date	Mar 8, 2022
Instrument	6668518
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	ABSTRACT ASSOCIATES, ABSTRACT ASSC OF LANCASTER I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 SPRUCE ST, LANCASTER, PA 17603-3353

Mortgage

Document Number	0006668519
Date	Mar 9, 2022
Instrument	6668519

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Sep 19, 2019
Property Address	554 SPRUCE ST, LANCASTER, PA 17603-3353
Document Number	0006480330
Instrument Date	Sep 3, 2019
Instrument	6480330
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,745.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 SPRUCE ST LANCASTER PA 176033353, LANCASTER, PA 17603-3353

Mortgage

Document Number	6480331
Date	Sep 19, 2019
Instrument	6480331

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANCASTER PA
Recording Date	May 17, 2019
Property Address	554 SPRUCE ST, LANCASTER, PA 17603-3353
Document Number	0006457566
Instrument Date	Mar 27, 2019
Instrument	6457566
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,210.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 VILLAGE RD STRASBURG PA 175799625, STRASBURG, PA 17579-9625

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 1, 2017
Property Address	554 SPRUCE ST, LANCASTER, PA 17603-3353
Document Number	0006314980
Instrument Date	Jan 30, 2017
Instrument	6314980
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	554 SPRUCE ST, LANCASTER, PA 17603-3353

Mortgage

Document Number	0006314981
Date	Feb 1, 2017
Instrument	6314981

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Mortgage

Document Number	0006314982
Date	Feb 1, 2017
Instrument	6314982

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17105

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,000 (-) Land $29,000 Building $100,000	$129,000 (-) Land $29,000 Building $100,000
2025	$5,158.00 (+1.06%)
2024	$5,104.00	$129,000 Land $29,000 Building $100,000
2018			$129,000 Land $29,000 Building $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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