554 Silva Dr, Atwater, CA 95301 Property Records

Merced County property record for 554 Silva Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,853 sqft · built 2005
Lot Size	0.142 acres (6,214 sqft)
Owner	Individual Name on File
Last Sale	$277,500 (Sep 2019)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-374-030-000`

Property Details

APN / Parcel Number

Primary APN	`004-374-030-000`
Alternative APN	`004374030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
Gross Area	2,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,214 sqft (0.142 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004374030
Street Address	554 SILVA DR
City	ATWATER
State	CA
Zip	95301-4291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVA RANCH UNIT #1 LOT 56
Legal Subdivision	SILVA RANCH
Legal Lot Number	56
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1014
Census Tract	802

Owner

Source: Merced County records · APN 004-374-030-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	554 SILVA DR, ATWATER, CA 95301-4291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jun 09, 2015
Deed Document Number	2019029952
Record Updated	Jun 07, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 20, 2019
Property Address	554 SILVA DR, ATWATER, CA 95301-4291
Document Number	0000029952
Map Reference	MB 59 PG 47-50
Instrument Date	Aug 06, 2019
Instrument	2019029952
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	554 SILVA DR, ATWATER, CA 95301-4291

Mortgage

Document Number	0000029953
Date	Sep 20, 2019
Instrument	2019029953

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,287.00 (+6.72%) Homeowner's exemption	$303,481 (+4.04%) Land $76,553 Building $226,928
2023	$3,080.00 (+2.56%) Homeowner's exemption	$291,698 Land $73,581 Building $218,117
2022	$3,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 458 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ATWATER serves 29,479 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.