554 Sherman St, Healdsburg, CA 95448 Property Records

Sonoma County property record for 554 Sherman St, Healdsburg, CA 95448

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,598 sqft · built 2020
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$2,825,000 (Apr 2025)
Tax Bill	$16,650 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-344-020-000`

Property Details

APN / Parcel Number

Primary APN	`002-344-020-000`
Alternative APN	`002-344-020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	355 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	002-344-020
Street Address	554 SHERMAN ST
City	HEALDSBURG
State	CA
Zip	95448-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYHE
Legal Description	LOT 33 WHITE GATES MANOR
Legal Subdivision	WHITE GATES MANOR
Legal Block	4
Legal Lot Number	33
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	4
Census Block	4022
Census Tract	153903

Owner

554 Sherman St is held in a trust since April 2025.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5839 CAMINO DE LA COSTA, LA JOLLA, CA 92037-6516
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Aug 8, 2018	Loan Modification, Mortgage ALTAPACIFIC BK
Apr 13, 2017	Grant Deed, Construction Loan · Construction Mortgage ALTAPACIFIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Document Number	202518196
Prior Transfer Date	Jun 19, 1998
Prior Transfer Doc	0000088010
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	554 SHERMAN ST, HEALDSBURG, CA 95448-3743
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SOUTHERN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 DUNCAN ST 1, 1, SAN FRANCISCO, CA 94131-2022

Mortgage

Document Number	0000034091
Date	May 13, 2022
Instrument	2022034091

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	Other
Max Rate	9.87%

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SONOMA CA
Property Address	554 SHERMAN ST, HEALDSBURG, CA 95448-3743
Document Number	0000058335
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 DUNCAN ST #1 SAN FRANCISCO CA 941312022, 1, SAN FRANCISCO, CA 94131-2022

Mortgage

Document Number	0000058335
Date	Aug 17, 2018
Instrument	58335

Lender

Name	ALTAPACIFIC BK
Type	Bank
Address	SANTA ROSA, CA 95403

Agreement

Amount	Amount on Record

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 13, 2017
Property Address	554 SHERMAN ST, HEALDSBURG, CA 95448-3743
Document Number	0000028439
Map Reference	MAP75 PG13&14
Instrument Date	Apr 7, 2017
Instrument	2017028439
Transaction Type	Construction Loan
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 DUNCAN ST # 1, 1, SAN FRANCISCO, CA 94131-2022

Mortgage

Document Number	0000028440
Date	Apr 13, 2017
Instrument	2017028440

Lender

Name	ALTAPACIFIC BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 554 Sherman St was $16,650.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Healdsburg City
Unified School District	Healdsburg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,881,500 (+102.6%) Land $918,000 Building $1,963,500
2025	$16,650.00	$1,422,262 Land $297,106 Building $1,125,156
2023	$15,365.00 (+1.03%)	$1,326,236 Land $285,570 Building $1,040,666
2022	$15,208.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 554 Sherman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Sherman St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEALDSBURG serves 10,972 people · EPA ID CA4910005
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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