554 Savannah St, Mobile, AL 36603 Property Records

Mobile County property record for 554 Savannah St, Mobile, AL 36603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$586 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022906390003269004`

Property Details

APN / Parcel Number

Primary APN	`R022906390003269004`
Alternative APNs	`29 06 39 0 003 269.004` `01949823` `1949823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1949823
Street Address	554 SAVANNAH ST
City	MOBILE
State	AL
Zip	36603-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 BLK 30-D LAND DISPOSAL MAP RESUB OF UNITS 2,3 & 20 CENTRAL TEXAS ST AREA MBK 37 P 48 #SEC 39 T4S R1W #MP29 06 39 0 003
Legal Range	04S
Legal Township	04S
Legal Section	39
Legal Subdivision	DISPOSAL MAP
Legal Lot Number	50
Legal Unit	S 2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2000
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street East Historic District (Boundary Increase) listed 1984 · 25 contributing resources · NRIS 84000663

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

554 Savannah St is owned and occupied by two individuals.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 SAVANNAH ST, MOBILE, AL 36603-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Oct 17, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Sep 8, 2026
Property Address	554 SAVANNAH ST, MOBILE, AL 36603-1736
Document Number	0000054241
Instrument Date	Aug 21, 2026
Instrument	202654241
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 SAVANNAH ST, MOBILE, AL 36603-1736

Mortgage

Document Number	0000054241,
Date	Sep 8, 2026
Instrument	202654241

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	554 SAVANNAH ST, MOBILE, AL 36603-1736
Document Number	0000062095
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	594 SAVANNAH ST MOBILE AL 36603, MOBILE, AL 36603

Mortgage

Document Number	0000062095
Date	Oct 23, 2019
Instrument	62095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	554 SAVANNAH ST, MOBILE, AL 36603-1736
Document Number	0000061690
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 SAVANNAH ST MOBILE AL 366031736, MOBILE, AL 36603-1736

Mortgage

Document Number	0000061690
Date	Oct 30, 2017
Book Page	007570/001347
Instrument	61690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 29, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 554 Savannah St was $586 with a homeowner's exemption, down 11.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$586.00 (-11.21%) Homeowner's exemption	$10,130 (-10.35%) Land $800 Building $9,330	$101,300 (-10.35%) Land $8,000 Building $93,300
2024	$660.00 (+6.97%) Homeowner's exemption	$11,300 (+6.5%) Land $1,200 Building $10,100	$113,000 (+6.5%) Land $12,000 Building $101,000
2023	$617.00 Homeowner's exemption	$10,610 Land $1,210 Building $9,400	$106,100 Land $12,100 Building $94,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 554 Savannah St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	48 (1979–2014)
Claims Outside the SFHA	42 of 48
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Katrina, Aug 2005 · 7 claims Hurricane Ivan, Sep 2004 · 2 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Savannah St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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