554 S Main St, Paris, TX 75460 Property Records

Lamar County property record for 554 S Main St, Paris, TX 75460

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,170 sqft · built 1921
Lot Size	1.01 acres (44,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,749 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jun 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015500-13800-0030`

Property Details

APN / Parcel Number

Primary APN	`015500-13800-0030`
Alternative APN	`16251`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,170 sqft Living Area
1st Floor Area	2,700 sqft
Utility Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,344 sqft (1.01 acres)
Lot Dimensions	216 ft deep x 106 ft wide
Garage Area	1,518 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	806 sqft
Deck Area	520 sqft
Patio Area	1,303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	015500-13800-0030
Street Address	554 S MAIN ST
City	PARIS
State	TX
Zip	75460-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISE HOUSE ON MAIN 138, BLOCK A, LOT 1, 554 S MAIN 554 S MAIN
Legal Subdivision	WISE HOUSE ON MAIN 138
Legal Tract	1
Legal Block	A
Legal Lot Number	1
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2023
Census Tract	800

Owner

Source: Lamar County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 S MAIN ST, PARIS, TX 75460-7103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAMAR NATIONAL BANK
Jun 17, 2022	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAMAR NATIONAL BANK
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage LAMAR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	554 S MAIN ST, PARIS, TX 75460-7103
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 459, PARIS, TX 75461-0459

Mortgage

Document Number	1946972022
Date	Jun 17, 2022
Instrument	194697-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 15, 2027
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	9.25%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	554 S MAIN ST, PARIS, TX 75460-7103
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 459, PARIS, TX 75461-0459

Mortgage

Document Number	1946962022
Date	Jun 17, 2022
Instrument	194696-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	554 S MAIN ST, PARIS, TX 75460-7103
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1905632022
Date	Feb 7, 2022
Instrument	190563-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 3, 2027
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	554 S MAIN ST, PARIS, TX 75460-7103
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1818202021
Date	May 11, 2021
Instrument	181820-2021

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,749.00 (+27.1%) Homeowner's exemption	$586,810 (+34.41%) Land $44,340 Building $542,470	$586,810 (+34.41%) Land $44,340 Building $542,470
2023		$436,590 Land $23,950 Building $412,640	$436,590 Land $23,950 Building $412,640
2022	$5,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARIS serves 25,498 people · EPA ID TX1390002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Wifires Internet Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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