554 S 19th St, Reading, PA 19606 Property Records

Berks County property record for 554 S 19th St, Reading, PA 19606

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,908 sqft · built 1918
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Dec 2018)
Tax Bill$1,338 (2026)
Deeds & MortgagesAug 2023 Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN5316-41-57-4213

Property Details

APN / Parcel Number

Primary APN5316-41-57-4213
Alternative APNs
  • 16-5316-41-57-4213
  • 16238925
  • 238925

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area1,908 sqft Living Area

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16238925
Street Address554 S 19TH ST
CityREADING
StatePA
Zip19606-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block57
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1005
Census Tract2001

Owner

554 S 19th St is owned and occupied by an individual who bought it in December 2018.

Source: Berks County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address554 S 19TH ST, READING, PA 19606-1707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Jun 29, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
May 11, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Dec 19, 2018Deed, Transfer · Conventional Mortgage
CONTOUR MORTGAGE CORP
Aug 16, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2018 · Amount on File
Deed SaleDec 19, 2018 · Amount on File
Prior SaleAug 16, 2017 · Amount on File
Deed Document Number201843656
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address554 S 19TH ST, READING, PA 19606-1707
Transaction TypeMortgage
Record UpdatedAug 29, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 S 19TH ST, READING, PA 19606-1707

Mortgage

Document Number0000023924
DateAug 14, 2023
Instrument2023023924
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueAug 1, 2063

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address554 S 19TH ST, READING, PA 19606-1707
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 S 19TH ST, READING, PA 19606-1707

Mortgage

Document Number0000032424
DateJun 29, 2021
Instrument2021032424
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueJan 1, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address554 S 19TH ST, READING, PA 19606-1707
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 S 19TH ST, READING, PA 19606-1707

Mortgage

Document Number0000019715
DateMay 11, 2022
Instrument2022019715
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2052

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateDec 19, 2018
Property Address554 S 19TH ST, READING, PA 19606-1707
Document Number0000043656
Instrument DateDec 17, 2018
Instrument2018043656
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyNOT AVAILABLE, SENTRY ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 S 19TH ST, READING, PA 19606-1707

Mortgage

Document Number0000043657
DateDec 19, 2018
Instrument2018043657
Lender
NameCONTOUR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKS PA
Recording DateAug 16, 2017
Property Address554 S 19TH ST, READING, PA 19606-1707
Document Number0000029860
Instrument29860
Transaction TypeTransfer
Record UpdatedSep 25, 2017

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address554 S 19TH ST READING PA 196061707, READING, PA 19606-1707

Tax Assessment & Valuation

The 2026 property tax bill for 554 S 19th St was $1,338.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,338.00$47,400 Land $15,800 Building $31,600$15,800 Land $15,800
2024$1,254.00$47,400 Land $15,800 Building $31,600
1994$47,400 Land $15,800 Building $31,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 S 19th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 S 19th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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