554 S 18th St, Reading, PA 19606 Property Records

Berks County property record for 554 S 18th St, Reading, PA 19606

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,018 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Dec 2020)
Tax Bill$1,081 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5316-40-47-8263

Property Details

APN / Parcel Number

Primary APN5316-40-47-8263
Alternative APNs
  • 16-5316-40-47-8263
  • 16235925
  • 235925

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,018 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16235925
Street Address554 S 18TH ST
CityREADING
StatePA
Zip19606-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block47
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1011
Census Tract2001

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address554 S 18TH ST, READING, PA 19606-2615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed, Transfer · FHA Mortgage
MORTGAGE AMERICA INC
Mar 28, 2017Deed, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleMar 28, 2017 · Amount on Record
Deed Document Number202048492
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateDec 18, 2020
Property Address554 S 18TH ST, READING, PA 19606-2615
Document Number0000048492
Instrument DateNov 19, 2020
Instrument2020048492
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyEDGE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address554 S 18TH ST, READING, PA 19606-2615

Mortgage

Document Number0000048493
DateDec 18, 2020
Instrument2020048493
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMar 28, 2017
Property Address554 S 18TH ST, READING, PA 19606-2615
Document Number0000010704
Instrument DateMar 23, 2017
Instrument2017010704
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 S 18TH ST, READING, PA 19606-2615

Mortgage

Document Number0000010705
DateMar 28, 2017
Instrument2017010705
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,081.00 (+6.71%)$38,300 (-) Land $15,800 Building $22,500$15,800 (-58.75%) Land $15,800
2024$1,013.00$38,300 Land $15,800 Building $22,500
1994$38,300 Land $15,800 Building $22,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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