554 S 14th St, Reading, PA 19602 Property Records

Berks County property record for 554 S 14th St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$33,024 (Jul 2021)
Tax Bill	$971 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5316-39-27-5383`

Property Details

APN / Parcel Number

Primary APN	`5316-39-27-5383`
Alternative APNs	`16-5316-39-27-5383` `16217500` `217500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16217500
Street Address	554 S 14TH ST
City	READING
State	PA
Zip	19602-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2015
Census Tract	2002

Owner

554 S 14th St is owned and occupied by an individual who bought it in July 2021.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	554 S 14TH ST, READING, PA 19602-2143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Sep 22, 2020	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	202137818
Prior Transfer Date	Jul 20, 2021
Prior Transfer Doc	0000037818
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 29, 2021
Property Address	554 S 14TH ST, READING, PA 19602-2143
Document Number	0000037818
Instrument Date	Jul 20, 2021
Instrument	2021037818
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Tax	$330.24
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 S 14TH ST, READING, PA 19602-2143

Mortgage

Document Number	0000037819
Date	Jul 29, 2021
Instrument	2021037819

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 22, 2020
Property Address	554 S 14TH ST, READING, PA 19602-2143
Document Number	0000033929
Instrument Date	Sep 14, 2020
Instrument	2020033929
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	552 S 14TH ST, READING, PA 19602-2143

Mortgage

Document Number	0000033930
Date	Sep 22, 2020
Instrument	2020033930

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 554 S 14th St was $971.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$971.00	$34,400 Land $12,300 Building $22,100	$12,300 Land $12,300
2024	$910.00	$34,400 Land $12,300 Building $22,100
1994			$34,400 Land $12,300 Building $22,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 S 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 S 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

Nearby Properties on S 14th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures