554 Roundtree Dr NE, Ada, MI 49301 Property Records

Kent County property record for 554 Roundtree Dr NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,632 sqft · built 1996
Lot Size	1.34 acres (58,719 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2019)
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-23-355-004`

Property Details

APN / Parcel Number

Primary APN	`41-15-23-355-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	15 Rooms
Building Area	2,632 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Lot Area	58,719 sqft (1.34 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	2,363 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	554 ROUNDTREE DR NE
City	ADA
State	MI
Zip	49301-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 * GREENTREE FARMS PLAT NO.3
Legal Subdivision	GREENTREE FARMS PLAT NO.3
Legal Lot Number	87
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	1
Census Block	1029
Census Tract	11901

Owner

Source: Kent County records · APN 41-15-23-355-004

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 01, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Prior Sale	Mar 12, 1996 · Amount on Record
Deed Document Number	201929826
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Jun 23, 2026
Property Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707
Document Number	0000041129
Instrument Date	Jun 08, 2026
Instrument	202641129
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041129,
Date	Jun 23, 2026
Instrument	202641129

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707

Mortgage

Document Number	0000092387
Date	Aug 19, 2021
Instrument	20210819-0092387

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 01, 2019
Property Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707
Document Number	0000029826
Map Reference	LB 78 PG 11
Instrument Date	Apr 25, 2019
Instrument	20190501-0029826
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 ROUNDTREE DR NE, 554, ADA, MI 49301-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 ROUNDTREE DR NE, ADA, MI 49301-9707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029827
Date	May 01, 2019
Instrument	20190501-0029827

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,754.00 Homeowner's exemption	$326,000 (+24.14%)	$652,000 (+24.14%)
2023		$262,600	$525,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810119011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	33 (1978–2023)
Claims Outside the SFHA	4 of 33
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 8 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 45 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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