554 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 554 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,339 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$239,600 (Jun 2024)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 078.20-1-1`

Property Details

APN / Parcel Number

Primary APN	`265489 078.20-1-1`
Alternative APNs	`54890782000001001000` `02287100000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02287100000
Street Address	554 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0008-14-07
Legal Subdivision	GORE EAST OF IRONDEQUOIT BAY
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3000
Census Tract	11207

Owner

Source: Monroe County and Webster Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 RIDGE RD, WEBSTER, NY 14580-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CANANDAIGUA NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	20246211687
Deed Book / Page	12970 / 682
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	554 RIDGE RD, WEBSTER, NY 14580-1732
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 RIDGE RD, WEBSTER, NY 14580-1732

Mortgage

Document Number	202503362708
Date	Dec 8, 2025
Book Page	31208/24
Instrument	202503362708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	554 RIDGE RD, WEBSTER, NY 14580-1732
Document Number	0000001092
Book / Page	027210 / 000207
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 RIDGE RD WEBSTER NY 145801732, WEBSTER, NY 14580-1732

Mortgage

Document Number	0000001092
Date	Jun 30, 2017
Book Page	027210/000207
Instrument	1092

Lender

Name	CANANDAIGUA NAT'L BK&TR
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2037

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,169.00 (+5.32%)	$110,200 (-) Land $31,600 Building $78,600	$229,600 (+20.84%) Land $65,838 Building $163,762
2023		$110,200 (-) Land $31,600 Building $78,600	$190,000 (+10.34%) Land $54,483 Building $135,517
2022		$110,200 Land $31,600 Building $78,600	$172,200 Land $49,379 Building $122,821
2021	$4,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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