Cook County property record for 554 Radcliffe Ave, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,005 sqft · built 1960 |
| Lot Size | 0.158 acres (6,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,000 (Oct 2021) |
| Tax Bill | $8,090 (2023) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-106-019 |
| Primary APN | 09-07-106-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 6,875 sqft (0.158 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 554 RADCLIFFE AVE |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | CUMBERLAND HLND |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 806103 |
554 Radcliffe Ave is owned and occupied by an individual who bought it in October 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Mar 27, 2020 | Deed of Trust, Mortgage STEARNS LNDG LLC |
| Aug 26, 2019 | Deed of Trust, Mortgage STEARNS LNDG LLC |
| Jan 9, 2019 | Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Jan 9, 2019 · Amount on File |
| Deed Document Number | 202155056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Document Number | 0029955056 |
| Map Reference | DOC 1768229 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2129955056 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Document Number | 0029955057 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2129955057 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0009918133 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2109918133 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Document Number | 2010603075 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 RADCLIFFE AVE DES PLAINES IL 600162035, DES PLAINES, IL 60016-2035 |
| Document Number | 2010603075 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 10603075 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | LEWISVILLE, TX 75057 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Document Number | 1924815170 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 RADCLIFFE AVE DES PLAINES IL 600162035, DES PLAINES, IL 60016-2035 |
| Document Number | 1924815170 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 24815170 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 9, 2019 |
| Property Address | 554 RADCLIFFE AVE, DES PLAINES, IL 60016-2035 |
| Document Number | 1900904076 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 904076 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 554 RADCLIFFE AVE DES PLAINES IL 600162035, DES PLAINES, IL 60016-2035 |
| Document Number | 1900904077 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 904077 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate | 5.25% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 Land $6,875 Building $26,125 | $330,000 Land $68,750 Building $261,250 | |
| 2023 | $8,090.00 (-7.52%) | ||
| 2022 | $8,748.00 | $33,999 Land $5,843 Building $28,156 | $339,990 Land $58,430 Building $281,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 554 Radcliffe Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Radcliffe Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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