554 Peat Bed Rd, Hannibal, NY 13074 Property Records

Oswego County and Hannibal Town property record for 554 Peat Bed Rd, Hannibal, NY 13074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,825 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2018)
Tax Bill	$6,449 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`353089 250.00-01-10.03`

Property Details

APN / Parcel Number

Primary APN	`353089 250.00-01-10.03`
Alternative APN	`308925000000010100300000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,175 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	325 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	554 PEAT BED RD
City	HANNIBAL
State	NY
Zip	13074-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 78, SL3 489-005-000
Legal Subdivision	PROPERTY OF WILLIAM G JOYCE JR
Legal Block	1
Legal Lot Number	10.030
Jurisdiction	OSWEGO NY
Township / Civil Division	HANNIBAL
Census Block Group	2
Census Block	2009
Census Tract	21300

Owner

Source: Oswego County and Hannibal Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 9, 2017	Grant Deed, Transfer VANGUARD RESEARCH & TITLE SVCS
May 22, 2017	Deed in Lieu of Foreclosure, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Oct 9, 2017 · Amount on Record
Deed Document Number	20186430
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0000004540
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283

Mortgage

Document Number	0000004884
Date	May 13, 2022
Instrument	R-2022-004884

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 10, 2018
Property Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283
Document Number	0000006430
Map Reference	CAB P LINE 130
Instrument Date	Jul 6, 2018
Instrument	R-2018-006430
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INDEPENDENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10250 STATE ROUTE 34, 10250, WEEDSPORT, NY 13166-9552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283

Mortgage

Document Number	0000006431
Date	Jul 10, 2018
Instrument	R-2018-006431

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 9, 2017
Property Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283
Document Number	0000009887
Instrument Date	Sep 26, 2017
Instrument	9887
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10250 STATE ROUTE 34 WEEDSPORT NY 131669552, WEEDSPORT, NY 13166-9552

May 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	OSWEGO NY
Recording Date	May 22, 2017
Property Address	554 PEAT BED RD, HANNIBAL, NY 13074-2283
Document Number	0000004540
Instrument Date	Apr 5, 2017
Instrument	4540
Transaction Type	Foreclosure
Record Updated	Jun 16, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$516.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	60 LIVINGSTON AVE WEST ST PAUL MN 551072292, WEST ST PAUL, MN 55107-2292

Tax Assessment & Valuation

Source: Oswego County and Hannibal Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hannibal Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,449.00 (-0.89%)
2025	$6,507.00	$153,000 (-) Land $22,600 Building $130,400	$263,793 (+15.52%) Land $38,966 Building $224,827
2023		$153,000 Land $22,600 Building $130,400	$228,358 Land $33,731 Building $194,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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