554 Oak Tree Ln, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 554 Oak Tree Ln, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1983
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$444,000 (Feb 2023)
Tax Bill$8,017 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-02506-0000-00012

Property Details

APN / Parcel Number

Primary APN12-02506-0000-00012
Alternative APNs
  • 12001020002000080001
  • 1200102020000801

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area32,670 sqft (0.75 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Old Parcel Number1200102020000801
Street Address554 OAK TREE LN
CityJACKSON
StateNJ
Zip08527-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description.75 AC
Legal SubdivisionJACKSON
Legal Block2506
Legal Lot Number12
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group5
Census Block5013
Census Tract717200

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address554 OAK TREE LN, JACKSON, NJ 08527-3028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 3, 2023Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 5, 2022Deed of Trust, Mortgage · Construction Mortgage
SACHEM CAPITAL CORP
May 12, 2022Deed, Transfer · Commercial Mortgage
SACHEM CAPITAL CORP
Mar 21, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2023 · Amount on Record
Deed SaleFeb 3, 2023 · Amount on Record
Prior SaleMay 12, 2022 · Amount on Record
Deed Document Number20239009
Deed Book / Page19293 / 446
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Recording DateMay 15, 2026
Property Address554 OAK TREE LN, JACKSON, NJ 08527-3028
Document Number0000038449
Book / Page20375 / 756
Instrument DateMay 6, 2026
Instrument202638449
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 OAK TREE LN, JACKSON, NJ 08527-3028

Mortgage

Document Number0000038449,
DateMay 15, 2026
Book Page20375/756
Instrument202638449
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateFeb 3, 2023
Property Address554 OAK TREE LN, JACKSON, NJ 08527-3028
Document Number0192930446
Book / Page19293 / 446
Instrument DateFeb 3, 2023
Instrument2023009009
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyPINNACLE TITLE AGENCY, PINNACLE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,637.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 BOULEVARD OF AMERICAS UNIT 305, 305, LAKEWOOD, NJ 08701-4787

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 OAK TREE LN, JACKSON, NJ 08527-3028

Mortgage

Document Number2023009010
DateFeb 3, 2023
Instrument2023009010
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address554 OAK TREE LN, JACKSON, NJ 08527-3028
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyICONIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 HICKORY HILL RD, JACKSON, NJ 08527-1750

Mortgage

Document Number0191250008
DateAug 5, 2022
Book Page19125/8
Instrument2022087069
Lender
NameSACHEM CAPITAL CORP
TypeNon-Lending Institution
AddressBRANFORD, CT 06405
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateMay 12, 2022
Property Address554 OAK TREE LN, JACKSON, NJ 08527-3028
Document Number0190280422
Book / Page19028 / 422
Instrument DateApr 18, 2022
Instrument2022056445
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyICONIC TITLE AGCY, ICONIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address554 OAK TREE LN, 554, JACKSON, NJ 08527-3028

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 POINTE CIR, JACKSON, NJ 08527-1600

Mortgage

Document Number2022056446
DateMay 12, 2022
Instrument2022056446
Lender
NameSACHEM CAPITAL CORP
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address554 OAK TREE LN, JACKSON, NJ 08527-3028
Document Number0167061666
Instrument DateMar 21, 2017
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address554 OAK TREE LN JACKSON NJ 085273028, JACKSON, NJ 08527-3028

Mortgage

Document Number0167061666
DateApr 10, 2017
Book Page016706/001666
Instrument37022
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2047

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$554,400 (-) Land $206,000 Building $348,400$554,400 (-) Land $206,000 Building $348,400
2025$8,017.00 (-1.76%)$554,400 (+80.29%) Land $206,000 Building $348,400$554,400 (+80.29%) Land $206,000 Building $348,400
2024$8,161.00 (+5.7%)
2023$307,500 Land $146,300 Building $161,200$307,500 Land $146,300 Building $161,200
2022$7,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 69% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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