Allegany County property record for 554 N Mechanic St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,408 sqft · built 1910 |
| Lot Size | 0.038 acres (1,656 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,000 (Nov 2019) |
| Tax Bill | $321 (2025) |
| Deeds & Mortgages | Nov 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-024250 |
| Primary APN | 05-024250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,408 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Lot Area | 1,656 sqft (0.038 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 024250 |
|---|---|
| Street Address | 554 N MECHANIC ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | Z-RC |
| Legal Description | 554 N MECHANIC ST BEALLS 1ST ADDN 24X69 24X69 |
| Legal Subdivision | BEALLS 1ST ADD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 14, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 845, CUMBERLAND, MD 21501-0845 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on Record |
| Deed Sale | Nov 6, 2019 · Amount on Record |
| Prior Sale | May 11, 2001 · Amount on Record |
| Deed Book / Page | 2510 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 6, 2019 |
| Property Address | 554 N MECHANIC ST, CUMBERLAND, MD 21502-2111 |
| Document Number | 0025100416 |
| Book / Page | 002510 / 000416 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 845 CUMBERLAND MD 215010845, CUMBERLAND, MD 21501-0845 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,900 (+57.09%) Land $6,000 Building $33,900 | $39,900 (+57.09%) Land $6,000 Building $33,900 | |
| 2025 | $321.00 (+36.02%) | ||
| 2023 | $236.00 | $25,400 Land $6,000 Building $19,400 | $25,400 Land $6,000 Building $19,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–1995) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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