Berks County property record for 554 N 12th St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,630 sqft · built 1915 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,900 (Jul 2005) |
| Tax Bill | $940 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-62-13-5580 |
| Primary APN | 5317-62-13-5580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,630 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11188475 |
|---|---|
| Street Address | 554 N 12TH ST |
| City | READING |
| State | PA |
| Zip | 19604-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1500 |
554 N 12th St is owned by an individual who acquired it in December 2017.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13014 140TH ST, JAMAICA, NY 11436-2019 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2005 · Amount on File |
| Deed Sale | Jul 20, 2005 · Amount on File |
| Prior Sale | Apr 19, 2005 · Amount on File |
| Deed Document Number | 200541666 |
| Deed Book / Page | 4628 / 879 |
| Last Transfer Date | Dec 28, 2017 |
| Transfer Doc | 0000048175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 554 N 12TH ST, READING, PA 19604-2719 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 13014 140TH ST, JAMAICA, NY 11436-2019 |
| Document Number | 0000028661 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025028661 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 28, 2017 |
| Property Address | 554 N 12TH ST, READING, PA 19604-2719 |
| Document Number | 0000048175 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 48175 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13014 140TH ST JAMAICA NY 114362019, JAMAICA, NY 11436-2019 |
The 2026 property tax bill for 554 N 12th St was $940.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $940.00 | $33,300 Land $12,000 Building $21,300 | $12,000 Land $12,000 |
| 2024 | $881.00 | $33,300 Land $12,000 Building $21,300 | |
| 1994 | $33,300 Land $12,000 Building $21,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 N 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 554 N 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Frontier, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures