554 Mount Vernon St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 554 Mount Vernon St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,702 sqft · built 1920
Lot Size	0.095 acres (4,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,900 (Apr 2005)
Tax Bill	$3,963 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-02770000`

Property Details

APN / Parcel Number

Primary APN	`04-02770000`
Alternative APN	`904-02770000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
Gross Area	378 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Lot Area	4,144 sqft (0.095 acres)
Lot Dimensions	74 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	904-02770000
Street Address	554 MOUNT VERNON ST
City	OSHKOSH
State	WI
Zip	54901-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 55.5 FT OF W 73.5 FT OF LOT 2 BLK 100 LEACHS MAP
Legal Subdivision	LEACHS
Legal Block	100
Legal Lot Number	2
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3009
Census Tract	200

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 MOUNT VERNON ST, OSHKOSH, WI 54901-4918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2005 · Amount on Record
Deed Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	20051352884
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 10, 2026
Property Address	554 MOUNT VERNON ST, OSHKOSH, WI 54901-4918
Document Number	0001964912
Instrument Date	Apr 4, 2026
Instrument	20261964912
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MOUNT VERNON ST, OSHKOSH, WI 54901-4918

Mortgage

Document Number	0001964912,
Date	Apr 10, 2026
Instrument	20261964912

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,200 (-) Land $12,100 Building $182,100
2024	$3,963.00 (+21.6%)	$194,200 (+90.77%) Land $12,100 Building $182,100
2023	$3,259.00 (-1.09%) Homeowner's exemption	$101,800 (-) Land $7,100 Building $94,700	$147,104 Land $10,260 Building $136,844
2022	$3,295.00 Homeowner's exemption	$101,800 Land $7,100 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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