Bergen County and Ridgewood Village property record for 554 Morningside Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,460 sqft · built 1935 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | Individual Name on File |
| Last Sale | $805,000 (Sep 2021) |
| Tax Bill | $16,031 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01313-0000-00020 |
| Primary APN | 51-01313-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 17,163 sqft (0.394 acres) |
| Lot Dimensions | 156 ft deep x 110 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 554 MORNINGSIDE RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .394 AC |
| Legal Block | 1313 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 47200 |
554 Morningside Rd is owned and occupied by an individual who bought it in September 2021.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 31, 2018 | Deed of Trust, Mortgage COLUMBIA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | May 2, 2013 · Amount on File |
| Deed Document Number | 2021151351 |
| Deed Book / Page | 4396 / 1945 |
| Prior Transfer Date | Jul 20, 2006 |
| Prior Transfer Doc | 9134000039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 29, 2021 |
| Property Address | 554 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1433 |
| Document Number | 0043961945 |
| Book / Page | 4396 / 1945 |
| Instrument Date | Sep 11, 2021 |
| Instrument | 2021151351 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13601 MONTVIEW ROAD, 13601, RIDGEWOOD, NJ |
| Name | Verified Name |
|---|---|
| Address | 554 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1433 |
| Document Number | 2021151352 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021151352 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 554 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1433 |
| Document Number | 0030470409 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0030470409 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 003047/000409 |
| Instrument | 64070 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 9, 2033 |
The 2025 property tax bill for 554 Morningside Rd was $16,031, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,700 (-) Land $427,100 Building $127,600 | $554,700 (-) Land $427,100 Building $127,600 | |
| 2025 | $16,031.00 (+0.74%) | $554,700 Land $427,100 Building $127,600 | $554,700 Land $427,100 Building $127,600 |
| 2024 | $15,914.00 | ||
| 2023 | $554,700 Land $427,100 Building $127,600 | $554,700 Land $427,100 Building $127,600 | |
| 2022 | $15,159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 Morningside Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 554 Morningside Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures