St. Charles County property record for 554 Morgan St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,282 sqft · built 1855 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,500 (May 2018) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jan 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016310A000 |
| Primary APN | 016310A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Gross Area | 2,266 sqft |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 984 sqft |
| Year Built | Built 1855 |
|---|---|
| Effective Year Built | Effective 1855 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 168 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 016310A000 |
|---|---|
| Street Address | 554 MORGAN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALLARDYS SUB BLK 1 LOT 11 |
| Legal Subdivision | PALLARDYS SUB-ST CHAS |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 554 MORGAN ST, SAINT CHARLES, MO 63301-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 1, 2018 | Warranty Deed, Transfer ANHEUSER BUSCH EMPS CU |
| Jan 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on Record |
| Deed Sale | May 1, 2018 · Amount on Record |
| Prior Sale | Oct 16, 2012 |
| Deed Document Number | 2018237990 |
| Deed Book / Page | 6912 / 1229 |
| Prior Transfer Date | Jan 22, 2018 |
| Prior Transfer Doc | 0068711781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2018 |
| Property Address | 554 MORGAN ST, SAINT CHARLES, MO 63301-1964 |
| Document Number | 0069121229 |
| Book / Page | 006912 / 001229 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 237990 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 MORGAN ST ST CHARLES MO 633011964, ST CHARLES, MO 63301-1964 |
| Document Number | 69121231 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 006912/001231 |
| Instrument | 238000 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 26, 2018 |
| Property Address | 554 MORGAN ST, SAINT CHARLES, MO 63301-1964 |
| Document Number | 0068711781 |
| Book / Page | 006871 / 001781 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 48480 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 RUE GRAND DR LAKE ST LOUIS MO 633671715, LAKE ST LOUIS, MO 63367-1715 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 19, 2017 |
| Property Address | 554 MORGAN ST, SAINT CHARLES, MO 63301-1964 |
| Document Number | 0067452465 |
| Book / Page | 006745 / 002465 |
| Instrument Date | May 19, 2017 |
| Instrument | 307210 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 RUE GRAND DR LAKE ST LOUIS MO 633671715, LAKE ST LOUIS, MO 63367-1715 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,159 (-) | $179,786 (-) Land $40,000 Building $139,786 | |
| 2025 | $2,290.00 (+10.36%) | $34,159 (+6.28%) | $179,786 (+6.27%) Land $40,000 Building $139,786 |
| 2024 | $2,075.00 | ||
| 2023 | $32,142 | ||
| 2022 | $169,172 Land $30,000 Building $139,172 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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