554 Montego Ter, Sunnyvale, CA 94089 Property Records

Santa Clara County property record for 554 Montego Ter, Sunnyvale, CA 94089

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,183 sqft · built 2005
Lot Size	0.027 acres (1,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,560,000 (Jun 2021)
Tax Bill	$19,754 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`110-46-134`

Property Details

APN / Parcel Number

Primary APN	`110-46-134`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,183 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	909 sqft
Basement Area	364 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	1,185 sqft (0.027 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	554 MONTEGO TER
City	SUNNYVALE
State	CA
Zip	94089-1594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TRACT 9770 DANBURY PLACE BOOK 800 PAGE 4 PAGE 6 LOT 4
Legal Subdivision	DANBURY PLACE
Legal Tract	9770
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2006
Census Tract	504807

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 MONTEGO TER, SUNNYVALE, CA 94089-1594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jul 20, 2018	Grant Deed, Transfer · ARM HSBC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	202124999707
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	554 MONTEGO TER, SUNNYVALE, CA 94089-1594
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MONTEGO TER, SUNNYVALE, CA 94089-1594

Mortgage

Document Number	0024897209
Date	Mar 30, 2021
Instrument	24897209

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 17, 2021
Property Address	554 MONTEGO TER, SUNNYVALE, CA 94089-1594
Document Number	0024999707
Map Reference	MB 800 PG 4-6
Instrument Date	May 18, 2021
Instrument	24999707
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MONTEGO TER, SUNNYVALE, CA 94089-1594

Mortgage

Document Number	0024999708
Date	Jun 17, 2021
Instrument	24999708

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2018
Property Address	554 MONTEGO TER, SUNNYVALE, CA 94089-1594
Document Number	0023987241
Map Reference	MB800 PG4-6
Instrument Date	Jul 18, 2018
Instrument	23987241
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1157 W OLIVE AVE APT 15, 15, SUNNYVALE, CA 94086-7486

Mortgage

Document Number	0023987242
Date	Jul 20, 2018
Instrument	23987242

Lender

Name	HSBC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.61%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.61%
Index	1-Year LIBOR
Max Rate	8.61%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,615,000 (-3%) Land $807,500 Building $807,500
2025	$19,754.00 (+14.63%)	$1,665,000 (+14.04%) Land $832,500 Building $832,500
2023	$17,233.00 (-10.63%)	$1,460,000 Land $730,000 Building $730,000
2022	$19,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	144 / 32
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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