554 McKinstry Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 554 McKinstry Ave, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,764 sqft · built 1898
Lot Size	0.783 acres (34,122 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Sep 2014)
Tax Bill	$4,974 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390-00006`

Property Details

APN / Parcel Number

Primary APN	`390-00006`
Alternative APN	`CHIC M:0390 P:00006`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	3,849 sqft
1st Floor Area	924 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,122 sqft (0.783 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	390-00006
Street Address	554 MCKINSTRY AVE
City	CHICOPEE
State	MA
Zip	01020-1117
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	6
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1001
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	554 MCKINSTRY AVE, CHICOPEE, MA 01020-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2014 · Amount on Record
Deed Sale	Sep 26, 2014 · Amount on Record
Prior Sale	Nov 28, 2008
Deed Book / Page	20442 / 71
Last Transfer Date	Aug 13, 2024
Transfer Doc	025530-509
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	554 MCKINSTRY AVE, CHICOPEE, MA 01020-1117
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026253-530
Date	Mar 16, 2026
Book Page	26253/530
Instrument	11088

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,974.00 (+9.73%)	$326,400 (+9.16%) Land $135,600 Building $190,800	$369,389
2025	$4,533.00 (+5.39%)	$299,000 (+2.61%) Land $124,200 Building $174,800
2024	$4,301.00 (+6.86%)	$291,400 (+9.67%) Land $121,900 Building $169,500
2023	$4,025.00	$265,700 Land $110,800 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20