Cook County property record for 554 Lathrop Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,130 sqft · built 2018 |
| Lot Size | 0.18 acres (7,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,220,000 (Aug 2017) |
| Tax Bill | $26,521 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-111-032 |
| Primary APN | 15-12-111-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,130 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,850 sqft (0.18 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 554 LATHROP AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (HALLEYS) SUB OF BLKS31 & 32 IN RAILROAD ADD TO HARLE M IN SE OF SEC12 SE SEC 12-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 12 |
| Legal Subdivision | HALLEYS SUB |
| Legal Block | 31,32 |
| Legal Lot Number | 3,4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 812000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
554 Lathrop Ave is owned and occupied by an individual who acquired it in July 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 LATHROP AVE, RIVER FOREST, IL 60305-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · SBA Mortgage FIRST TRADE UNION SAVINGS BANK |
| Sep 5, 2019 | Quit Claim Deed, Mortgage BANK OF AMERICA |
| Aug 3, 2017 | Grant Deed, Transfer MORTGAGE SVCS |
| Dec 17, 2016 | Loan Modification, Mortgage FIRST BK/MANHATTAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on File |
| Deed Sale | Aug 3, 2017 · Amount on File |
| Prior Sale | Nov 21, 2014 · Amount on File |
| Deed Document Number | 201739033 |
| Last Transfer Date | Jul 5, 2019 |
| Transfer Doc | 0000017010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 554 LATHROP AVE, RIVER FOREST, IL 60305-1835 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 554 LATHROP AVE, RIVER FOREST, IL 60305-1835 |
| Document Number | 0011107353 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2111107353 |
| Name | FIRST TRADE UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 5, 2019 |
| Property Address | 554 LATHROP AVE, RIVER FOREST, IL 60305-1835 |
| Document Number | 1924817010 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 24817010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 554 LATHROP AVE RIVER FOREST IL 603051835, RIVER FOREST, IL 60305-1835 |
| Document Number | 1924817011 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 24817011 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 3, 2017 |
| Property Address | 554 LATHROP AVE, RIVER FOREST, IL 60305-1835 |
| Document Number | 1721539033 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 21539033 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 S THROOP ST RIVER FOREST IL 60305, RIVER FOREST, IL 60305 |
| Document Number | 1721539034 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 21539034 |
| Name | MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2047 |
| Rate | 4.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 554 LATHROP AVE, RIVER FOREST, IL 60305-1835 |
| Document Number | 1706015100 |
| Instrument Date | Dec 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 554 LATHROP AVE RIVER FOREST IL 603051835, RIVER FOREST, IL 60305-1835 |
| Document Number | 1706015100 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 6015100 |
| Name | FIRST BK/MANHATTAN |
|---|---|
| Type | Bank |
| Address | MANHATTAN, IL 60442 |
| Term | 12 Months |
|---|---|
| Due | Feb 28, 2018 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,193 Land $10,205 Building $89,988 | $1,001,930 Land $102,050 Building $899,880 | |
| 2023 | $26,521.00 (+1.98%) | ||
| 2022 | $26,005.00 (+3.72%) Homeowner's exemption | $83,951 (-) Land $8,831 Building $75,120 | $839,510 (-) Land $88,310 Building $751,200 |
| 2021 | $25,072.00 Homeowner's exemption | $83,951 Land $8,831 Building $75,120 | $839,510 Land $88,310 Building $751,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 554 Lathrop Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Lathrop Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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