554 Lakeshore Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 554 Lakeshore Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,649 sqft · built 2024
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Dec 2020)
Tax Bill	$8,960 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`075030-0020`

Property Details

APN / Parcel Number

Primary APN	`075030-0020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,649 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	1,706 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	554 LAKESHORE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	10-66 VENETIAN ISLES LOT 2 BLK A OR5127/1873
Legal Range	29E
Legal Township	06S
Legal Section	49
Legal Subdivision	VENETIAN ISLES
Legal Block	A
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	554 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8150
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 17, 2020	Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Aug 15, 2000 · Amount on Record
Deed Document Number	2020115409
Deed Book / Page	5127 / 1873
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	554 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8150
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CABELL CT, MORRISTOWN, NJ 07960-5992

Mortgage

Document Number	0058601443
Date	Nov 21, 2023
Book Page	5860/1443
Instrument	2023091545

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 17, 2020
Property Address	554 LAKESHORE DR, ST AUGUSTINE, FL 32095-8150
Document Number	0051271873
Book / Page	005127 / 001873
Instrument Date	Dec 16, 2020
Instrument	115409
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 CABELL CT MORRISTOWN NJ 079605992, MORRISTOWN, NJ 07960-5992

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,529 (+1.05%) Land $115,000 Building $529,529	$644,529 (+1.05%) Land $115,000 Building $529,529
2025	$8,960.00 (+174.17%) Homeowner's exemption Veteran's exemption	$637,807 (+162.41%)	$637,807 (+162.41%) Land $115,000 Building $522,807
2024	$3,268.00 (+0.93%)
2023	$3,238.00 (+10.29%)	$243,060 (+13.27%)	$243,060 (+13.27%) Land $115,000 Building $128,060
2022	$2,936.00	$214,588	$214,588 Land $112,000 Building $102,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	6 (2016–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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