Bristol County and Fall River City property record for 554 Joseph Dr, Fall River, MA 02720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,897 sqft · built 1988 |
| Lot Size | 0.287 acres (12,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2018) |
| Tax Bill | $5,694 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0U-21 B:0000 L:0005 |
| Primary APN | FALL M:0U-21 B:0000 L:0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,897 sqft Living Area |
| Gross Area | 3,558 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 103 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,510 sqft (0.287 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 554 JOSEPH DR |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02720-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Lot Number | 5 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 642500 |
Source: Bristol County and Fall River City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 JOSEPH DR, FALL RIVER, MA 02720-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Jul 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jul 12, 2018 | Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Prior Sale | Aug 8, 1988 · Amount on Record |
| Deed Book / Page | 9551 / 101 |
| Last Transfer Date | Sep 21, 2024 |
| Transfer Doc | 011608-180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 554 JOSEPH DR, FALL RIVER, MA 02720-4655 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011297-35 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 11297/35 |
| Instrument | 7261 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Jul 17, 2020 |
| Property Address | 554 JOSEPH DR, FALL RIVER, MA 02720-4655 |
| Document Number | 10169-260 |
| Book / Page | 10169 / 260 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 12122 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 10169-263 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 10169/263 |
| Instrument | 12123 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Jul 12, 2018 |
| Property Address | 554 JOSEPH DR, FALL RIVER, MA 02720-4655 |
| Document Number | 9551-101 |
| Book / Page | 009551 / 000101 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 11283 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 JOSEPH DR FALL RIVER MA 027204655, FALL RIVER, MA 02720-4655 |
| Document Number | 9551-104 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 009551/000104 |
| Instrument | 11284 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,694.00 (+7.33%) | $497,300 (+7.71%) Land $147,300 Building $350,000 | $571,710 (-2.86%) |
| 2024 | $5,305.00 (-0.45%) | $461,700 (+6.31%) Land $141,600 Building $320,100 | $588,525 |
| 2023 | $5,329.00 | $434,300 Land $122,400 Building $311,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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