554 Illini Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 554 Illini Dr, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Sep 2015)
Tax Bill	$7,810 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-30-410-005`

Property Details

APN / Parcel Number

Primary APN	`02-30-410-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Mixed
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	554 ILLINI DR
City	CAROL STREAM
State	IL
Zip	60188-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CAROL STREAM UNIT 7
Legal Subdivision	CAROL STREAM
Legal Lot Number	610
Legal Unit	7
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	3
Census Block	3009
Census Tract	841205

Owner

554 Illini Dr is owned and occupied by two individuals who bought it in September 2015.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 ILLINI DR, CAROL STREAM, IL 60188-1556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2015 · Amount on File
Deed Sale	Sep 11, 2015 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	2015101655
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	0000012536
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	554 ILLINI DR, CAROL STREAM, IL 60188-1556
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 ILLINI DR, CAROL STREAM, IL 60188-1556

Mortgage

Document Number	0000059018
Date	Sep 13, 2023
Instrument	R2023-059018

Lender

Name	BMO BANK NA
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2038

Interest

Rate	7.94%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	554 ILLINI DR, CAROL STREAM, IL 60188-1556
Document Number	0000003144
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 ILLINI DR CAROL STREAM IL 601881556, CAROL STREAM, IL 60188-1556

Mortgage

Document Number	0000003144
Date	May 1, 2020
Instrument	3144

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	554 ILLINI DR, CAROL STREAM, IL 60188-1556
Document Number	0000040968
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 ILLINI DR CAROL STREAM IL 601881556, CAROL STREAM, IL 60188-1556

Mortgage

Document Number	0000040968
Date	Apr 28, 2017
Instrument	40968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 554 Illini Dr was $7,810 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,810.00	$102,737 Land $33,911 Building $68,826	$308,211 Land $101,733 Building $206,478
2022	$6,786.00 Homeowner's exemption	$79,560 Land $28,190 Building $51,370	$238,680 Land $84,570 Building $154,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 554 Illini Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1987)
Most Recent Claim	Aug 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 554 Illini Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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