Shelby County property record for 554 Howard Dr, Memphis, TN 38109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,532 sqft · built 1960 |
| Lot Size | 0.197 acres (8,568 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2026) |
| Tax Bill | $696 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6115-0-0014 |
| Primary APN | 07-6115-0-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Utility Area | 48 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cottage |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,568 sqft (0.197 acres) |
| Lot Dimensions | 130 ft deep x 92 ft wide |
| Garage Type | Carport |
| Garage Area | 238 sqft |
| Carport | Carport |
| Carport Area | 238 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 21 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 554 HOWARD DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38109-7368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | WHITEHAVEN MEADOWS |
| Legal Lot Number | 43 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 22700 |
554 Howard Dr is owned and occupied by an individual who bought it in January 2026.
Source: Shelby County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| May 16, 2023 | Warranty Deed, Transfer NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| May 19, 2023 | Warranty Deed, Transfer NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| May 16, 2023 | Correction Deed NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| Nov 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | May 19, 2023 · Amount on File |
| Deed Document Number | 20265953 |
| Prior Transfer Date | May 15, 2023 |
| Prior Transfer Doc | 0000038392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 22, 2026 |
| Property Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Document Number | 0026005953 |
| Map Reference | MB 22 PG 66 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 26005953 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | NEXUS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Document Number | 0026005954 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 26005954 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0026005955 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 26005955 |
| Name | HOUSING AND COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | MEMPHIS, TN 38103 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 16, 2023 |
| Property Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Document Number | 0023038393 |
| Map Reference | MB 22 PG 66 |
| Instrument Date | May 15, 2023 |
| Instrument | 23038393 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $38.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8275 TOURNAMENT DR STE 250, 250, MEMPHIS, TN 38125-8871 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 19, 2023 |
| Property Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Document Number | 0023039204 |
| Map Reference | MB 22 PG 66 |
| Instrument Date | May 15, 2023 |
| Instrument | 23039204 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $231.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4621 EDWIN CV # 4621, 4621, HORN LAKE, MS 38637-9431 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 16, 2023 |
| Property Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Document Number | 0023038392 |
| Map Reference | MB 22PG 66 |
| Instrument Date | May 15, 2023 |
| Instrument | 23038392 |
| Record Updated | May 24, 2023 |
| Title Company | NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5479 BRIARDALE DR, MEMPHIS, TN 38125-1771 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 14, 2018 |
| Property Address | 554 HOWARD DR, MEMPHIS, TN 38109-7368 |
| Document Number | 0000117057 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 117057 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 HOWARD DR MEMPHIS TN 381097368, MEMPHIS, TN 38109-7368 |
The 2025 property tax bill for 554 Howard Dr was $696, down 59.1% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $696.00 (-59.13%) | $25,875 Land $4,125 Building $21,750 | $103,500 Land $16,500 Building $87,000 |
| 2024 | $1,703.00 | ||
| 2023 | $13,700 Land $2,750 Building $10,950 | ||
| 2022 | $834.00 | ||
| 2021 | $54,800 Land $11,000 Building $43,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 554 Howard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 554 Howard Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures