554 Hampden St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 554 Hampden St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,952 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$50,500 (Feb 2002)
Tax Bill	$3,638 (2026)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0075 B:0002 L:24`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0075 B:0002 L:24`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	4,472 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	554 HAMPDEN ST
City	HOLYOKE
State	MA
Zip	01040-3309
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM20
Legal Block	2
Legal Lot Number	24
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1000
Census Tract	811800

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 HAMPDEN ST, HOLYOKE, MA 01040-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2002 · Amount on Record
Deed Sale	Feb 28, 2002 · Amount on Record
Prior Sale	Nov 14, 2000 · Amount on Record
Deed Book / Page	12188 / 275
Transfer Doc	1140000133
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	554 HAMPDEN ST, HOLYOKE, MA 01040-3309
Document Number	22341-169
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 HAMPDEN ST HOLYOKE MA 010403309, HOLYOKE, MA 01040-3309

Mortgage

Document Number	22341-169
Date	Aug 31, 2018
Book Page	022341/000169
Instrument	52533

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,638.00 (+6.81%)	$208,700 (+6.97%) Land $44,500 Building $157,400	$323,557
2025	$3,406.00 (+6.97%)	$195,100 (+16.13%) Land $41,600 Building $153,500
2024	$3,184.00 (+7.82%)	$168,000 (+6.73%) Land $39,400 Building $128,600
2023	$2,953.00	$157,400 Land $39,400 Building $118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20