554 Freeman Way, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 554 Freeman Way, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,478 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$167,501 (Oct 2025)
Tax Bill	$12,127 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`254-100-860-000`

Property Details

APN / Parcel Number

Primary APN	`254-100-860-000`
Alternative APN	`254-100-86`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	641 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	254-100-86
Street Address	554 FREEMAN WAY
City	TRACY
State	CA
Zip	95391-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	MOUNTAIN HOUSE LOT 131
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	131
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 FREEMAN WAY, TRACY, CA 95391-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 17, 2025	Quit Claim Deed, Transfer Quitclaim
May 18, 2023	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY LENDING SOLUTIONS INC
Aug 19, 2019	Quit Claim Deed, Transfer GOLDEN 1 CU
Nov 5, 2018	Deed of Trust, Mortgage QUICKEN LNS
Feb 21, 2017	Deed of Trust, Mortgage · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	202589196
Prior Transfer Date	Oct 13, 2025
Prior Transfer Doc	0000089196
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 FREEMAN WAY, MTN HOUSE, CA 95391-1126

Mortgage

Document Number	0000004467
Date	Jan 16, 2026
Instrument	2026-004467

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 17, 2025
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Document Number	0000089196
Map Reference	MB 37 PG 50
Instrument Date	Oct 13, 2025
Instrument	2025-089196
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1154 JUAN JOSE LN, TRACY, CA 95376-8758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126

Mortgage

Document Number	0000038686
Date	May 18, 2023
Instrument	2023-038686

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126

Mortgage

Document Number	0000038877
Date	Mar 2, 2021
Instrument	2021-038877

Lender

Name	FIDELITY LENDING SOLUTIONS INC
Type	Non-Lending Institution
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 19, 2019
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Document Number	0000088697
Instrument Date	Aug 8, 2019
Instrument	88697
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	554 FREEMAN WAY MOUNTAIN HOUSE CA 953911126, MOUNTAIN HOUSE, CA 95391-1126

Mortgage

Document Number	88698
Date	Aug 19, 2019
Instrument	88698

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Document Number	0000125059
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	TSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 FREEMAN WAY MOUNTAIN HOUSE CA 953911126, MOUNTAIN HOUSE, CA 95391-1126

Mortgage

Document Number	0000125059
Date	Nov 14, 2018
Instrument	125059

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	554 FREEMAN WAY, MOUNTAIN HOUSE, CA 95391-1126
Document Number	0000023817
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	554 FREEMAN WAY MOUNTAIN HOUSE CA 953911126, MOUNTAIN HOUSE, CA 95391-1126

Mortgage

Document Number	0000023817
Date	Feb 28, 2017
Instrument	23817

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,127.00 (+17.38%)
2025	$10,331.00 (+4.6%) Homeowner's exemption	$619,877 (+4.04%) Land $201,242 Building $418,635
2023	$9,877.00 (+2.24%) Homeowner's exemption	$595,809 Land $193,429 Building $402,380	$893,880
2022	$9,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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