Orange County property record for 554 Finsbay Ct, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1998 |
| Lot Size | 0.152 acres (6,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Jun 2021) |
| Tax Bill | $5,903 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-22-28-1207-00-250 |
| Primary APN | 31-22-28-1207-00-250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,620 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 554 FINSBAY CT |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | CHESHIRE WOODS 37/147 LOT 25 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 31 |
| Legal Subdivision | CHESHIRE WOODS |
| Legal Tract | 1207 |
| Legal Lot Number | 25 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 17119 |
554 Finsbay Ct is owned and occupied by two individuals who bought it in June 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 FINSBAY CT, OCOEE, FL 34761-5658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Feb 12, 2016 · Amount on File |
| Deed Document Number | 2021332607 |
| Prior Transfer Date | Feb 8, 2016 |
| Prior Transfer Doc | 0000074488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 554 FINSBAY CT, OCOEE, FL 34761-5658 |
| Document Number | 0000332607 |
| Map Reference | MB 37 PG 147&148 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 20210332607 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9283 CHELSEA DR N, PLANTATION, FL 33324-6264 |
| Name | Verified Name |
|---|---|
| Address | 554 FINSBAY CT, OCOEE, FL 34761-5658 |
| Document Number | 0000332608 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 20210332608 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 554 Finsbay Ct was $5,903, up 6.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,504 (+2.7%) | $393,050 (-1.45%) Land $90,000 Building $303,050 | |
| 2025 | $5,903.00 (+6.07%) Homeowner's exemption | $356,869 | $398,830 Land $90,000 Building $308,830 |
| 2024 | $5,565.00 (+3.4%) | ||
| 2023 | $5,382.00 (+3.1%) Homeowner's exemption | $336,710 (+3%) | $365,996 (+11.96%) Land $90,000 Building $275,996 |
| 2022 | $5,220.00 Homeowner's exemption | $326,903 Land $90,000 Building $236,903 | $326,903 Land $90,000 Building $236,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 Finsbay Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Finsbay Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Summit Broadband, Xfinity.
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